<img height="1" width="1" style="display:none;" alt="" src="https://dc.ads.linkedin.com/collect/?pid=118459&amp;fmt=gif">

Employee Benefit News for School, City and County Employers

Different People, Different Needs: Using Generational Messaging to Discuss Benefits

Your organization is a melting pot of employees from different generations and life stages. While one employee is planning to expand their family, another one is moving towards retirement.

Self-Funded Employers: Lower Orthopedic Costs by as Much as 80% Using Stem Cell Therapy

National Insurance Services has partnered with Regenexx to help our self-funded, public sector employers with 100+ employees or more, reduce healthcare costs, improve outcomes, and deliver better...

Categories

Three Easy Ways to Remind Your Employees to Update Their Beneficiary

Updating your life insurance beneficiary is one of those tasks you always mean to do but always put off, like cleaning out your junk drawer or matching up your mate-less socks. Failure to do these...

Categories

What You Need to Know about Your Disability Policy’s Maximum Covered Salary

Disability insurance benefits are intended to replace a percentage of your employee’s salary if they were no longer able to do their job due to a covered disability. The maximum covered salary is...

New Download: 2019 Open Enrollment Checklist

As you prepare for open enrollment this year, note that ACA changes for plan years beginning on or after January 1, 2019 may affect the design and administration of your plans. Below is a brief...

Categories

Final Rule Released for Short-Term, Limited-Duration Insurance

The Trump administration released the final rule and fact sheet regarding short-term limited duration insurance (STLDI). This final rule is effective and applicable 60 days after publication in...

Categories

New Health Care Bills Introduced that Would Affect HSAs, FSAs, and ACA

Last week, the U.S. House of Representatives passed 11 health care bills that would enhance consumer-driven healthcare, including Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs),...

Categories

Avoid Claim & Billing Issues by Submitting an Annual Census

It’s important that public sector organizations with life and/or disability coverage send an annual census to their insurance carrier at least once a year. Employers want their enrollment records...

Categories

Understanding Your Life Insurance Continuation Options – Portability & Conversion

Many public sector organizations have a Conversion and/or Portability option on their group life insurance plan. When an employee’s group term life insurance protection ends, this allows employees...

Hope for Wisconsin Cities Struggling with Unfunded Retiree Health Care Liabilities

In the 1970s-1980s, most Wisconsin cities began offering to pay all or some of their retiree’s health insurance benefits post-employment. Some organizations allowed employees to exchange...