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Employee Benefit News for School, City and County Employers

Aaron Casper

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Aaron A. Casper, Employee Benefits Consultant at NIS (National Insurance Services), understands the unique way governmental organizations operate, manage risk and develop budgets; hence, he delivers reliable solutions for his clients without short cuts or temporary fixes. Aaron advocates for his clients and prides himself on building authentic relationships, even passing up potential short-term opportunities if it doesn’t make long-term sense for his clients. His straightforward nature, integrity and astute sense of humor are why his customers consider him a valued strategic resource. Aaron Casper is a licensed insurance agent. He specializes in health insurance consulting for Minnesota schools, cities and counties including fully insured, self-insured, and stop-loss plans. Additionally, he has experience implementing OPEB liability reduction strategies as well as ensuring his clients are ACA compliant.

Recent Articles by Aaron Casper


Benefit Notices for Open Enrollment 2022

1 minute read

Employers should be providing certain benefit notices to their employees at open enrollment time, such as the summary of benefits and coverage (SBC). Other notices must be...

Telehealth Trends for 2021

2.5 minute read

Telehealth is dominating the health care sector, and it’s expected that usage will continue to rise. Here are five telehealth trends to watch for in 2021.

Changes to ACA Affordability Contribution Percentages

1 minute read

The IRS recently announced that the contribution percentages used to determine affordability for an employer’s health plan under the Affordable Care Act will increase. For plan years...

IRS: HDHP-HSA Plans May Cover COVID-19 Costs as Preventive Care

1.5 minute read

The Internal Revenue Service has advised that HDHPs (High-Deductible Health Plans) can pay for 2019 Novel Coronavirus (COVID-19)-related testing and treatment, without jeopardizing...


No Statute of Limitations for ACA Pay or Play Penalties

1 minute read

The IRS has clarified that there is no statute of limitations on pay or play penalty assessments under the Affordable Care Act (ACA). A statute of limitations usually sets a maximum...


Employee Benefit Plan Limits for 2020

1 minute read

The IRS recently announced cost-of-living adjustments to the annual dollar limits for employee benefit plans. Although some limits will stay the same, most of the limits will...

Four Ways Employees can Reduce Prescription Drug Costs

2 minute read

Prescription drugs are one of the costliest elements of employer-sponsored health plans. Helping employees understand their drug plans and prescriptions can help save them and the...

Grand Rounds Announces New Partnership with Uber Health

2 minute read

Each year, more than 3.6 million people miss medical appointments due to transportation issues.1 In an effort to combat this issue, Grand Rounds has announced that it has a new...

[Download] 2019 Health Plan Compliance Deadlines

When it comes to your employer-sponsored group health plan, public sector employers have numerous reporting and disclosure requirements that must be met throughout the year.


IRS Announces Increases to HSA & HDHP Contributions for 2019

The IRS has recently announced the inflation-adjusted contribution limits for health savings accounts (HSAs) and high deductible health plans (HDHPs) will increase for 2019.