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Employee Benefit News for School, City and County Employers

Adam Kuck

The first things you will notice about Adam Kuck are how personable and organized he is. Adam started his career at National Insurance Services as a marketing intern and was so impressed by their company culture and team values, that he joined the Retirement Income service team in 2016. Now as an Account Manager, Adam assists clients with their employee benefits, benefit communication, and wellness plans. He helps employees and employers answer policy-related questions, resolve employee claim issues with carriers, and assists with employee or insurance committee meetings. Adam works with Minnesota and Wisconsin schools, cities, and counties. He’s a licensed insurance agent.

Recent Articles by Adam Kuck

2024 PCORI Fees

1.5 minute read

The Affordable Care Act imposes a fee on health insurance issuers and self-insured plan sponsors to fund comparative effectiveness research. These fees are called PCORI fees and are...

2024 Federal Poverty Levels Released

1 minute read

The U.S. Department of Health and Human Services (HHS) updates federal poverty levels (FPLs) annually to determine eligibility for programs and benefits. The 2024 FPL for an individual...

HSAs and Medicare

3.5 minute read

A Health Savings Account (HSA) is a powerful tool for employees to save money. It can be used to cover qualified medical expenses such as deductibles, co-pays, dental and vision...


2024 IRS Contribution Limits

30 second read

Download our new 2024 IRS Contribution Limits Infosheet. This handy reference for public sector organizations highlights the contribution limits for your HSAs, HRAs, FSAs, retirement...

Expect Increased Health Care Costs in 2024

1.5 minute read

In the face of ongoing economic pressures, employees should see an increase in their healthcare costs in 2024. Aon, a global professional services firm, released a report indicating...

Report Shows Employees Lack Essential Health Care Knowledge

1.5 minute read

Fewer employees understand how their health care plans work this year than last year, according to the 2023 Healthcare Literacy Report. This confidence is directly linked to overall...

HSAs and Adult Children

1 minute read

Adult children who are covered to age 26 under their parents’ high deductible health plans (HDHPs) may be eligible to start their own health savings accounts (HSAs) and make...


Understanding Minnesota Statute Section 356.24

2 minute read

Many public sector employers in Minnesota may provide an employer contribution to their employee’s deferred compensation 403(b) or 457(b) account. There are a few restrictions that...

FSA Claims Substantiation Requirement

1 minute read

The IRS released a Chief Counsel Advice Memorandum regarding important reminders about claims substantiation requirements for flexible spending accounts (FSAs). The requirements apply...

General Health, Wellness, and Nutrition Medical Expenses FAQs

3.5 minute read

The IRS released FAQs which provide guidance on whether certain expenses related to wellness, general health, and nutrition are medical expenses that can be paid or reimbursed by a...