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Employee Benefit News for School, City and County Employers


Changing Life or Disability Insurance Carriers? Remember to Review These Items

3 minute read

At some point in time, you may have to change life or disability insurance carriers for better rates, plan design, or customer service. To ensure that no employee falls through the...


Three Things to Look for in Your Life Insurance Renewal

2 minute read

A life insurance renewal is like buying a new car. Cost is always a determining factor in making your final selection. But you may also take into consideration things such as safety...


Best Practice: Review Your Covered Dependents

1.5 minute read

Many school, city and county employers offer dependent coverage on their Life, Vision, Medical or Dental Insurance. Employees and dependents are added onto the plan and terminated...


Continuing Life/Disability Coverage While on Approved Leave of Absence

Does your group term life or disability policy allow employees to continue their coverage while on an approved leave of absence? If yes, it’s important that your leave administration procedures...


Trump Addresses Employee Benefits at State of the Union Address

President Trump delivered his 2019 State of the Union Address on February 5, 2019. During his speech, he touched upon several issues that could impact the employee benefits industry, including...


How Imputed Income Reporting Works with Your Contributory Life Insurance Plan

Most school, city, and county employers are familiar with the imputed income rules when it relates to group term life insurance. Employers can provide their employees with up to $50,000 of group...


Two Reasons Why a Disability Claim May be Taking Longer than You Expected

If you work in the human resources or benefits department, you’ve probably helped an employee or two submit a disability claim. Ever notice how quickly some get approved and how others take a...


Three Easy Ways to Remind Your Employees to Update Their Beneficiary

Updating your life insurance beneficiary is one of those tasks you always mean to do but always put off, like cleaning out your junk drawer or matching up your mate-less socks. Failure to do these...


What You Need to Know about Your Disability Policy’s Maximum Covered Salary

Disability insurance benefits are intended to replace a percentage of your employee’s salary if they were no longer able to do their job due to a covered disability. The maximum covered salary is...


Avoid Claim & Billing Issues by Submitting an Annual Census

It’s important that public sector organizations with life and/or disability coverage send an annual census to their insurance carrier at least once a year. Employers want their enrollment records...