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Employee Benefit News for School, City and County Employers

Steve Smith

Steve Smith, Employee Benefits Consultant for National Insurance Services, has his energy level permanently set at “high.” His maxim is “work hard, play hard." In addition to coaching youth basketball and his relentless addiction to volunteering, Steve’s community service and political activities make him an expert in stirring the groundswell and getting groups of people working together for a higher cause. Minnesota schools, cities, and counties rely on Steve’s unique and creative ideas of engaging employees in their own health and wellness to lower utilization trends. He has a background in the health insurance field doing compliance, cost mitigation, utilization, analytics, wellness plans, and strategic planning. Steve is a licensed insurance agent and is Medicare Certified. He holds the designations for Managed Healthcare Professional (The Health Insurance Association of America), Certified Patient Protection and Affordable Care Act Professional (National Association of Health Underwriters), and Group Benefits Disability Specialist (Hartford School of Insurance). Steve is a member of the Minnesota Assocation of Health Underwriters (MAHU). He specializes in Employee Benefits Consulting for Minnesota schools, cities, and counties including fully insured, self-insured, and stop-loss plans.

Recent Articles by Steve Smith

Hospital Transparency Rule Upheld

1 minute read

A district judge ruled in favor of President Trump’s final rule which requires hospitals to disclose their negotiated prices starting January 1, 2021.

PCORI Fee Adjusted for 2020

1 minute read

The Affordable Care Act imposes a fee on health insurance issuers and self-insured plan sponsors in order to fund comparative effectiveness research. These fees are called PCORI fees...

New CARES Act Provides $2.2 Trillion in Federal Funding

1 minute read

The new Coronavirus Aid, Relief, and Economic Security Act (CARES Act) will provide $2.2 trillion in funding to address the COVID-19 pandemic. It makes a variety of changes affecting...

Telemedicine and the Coronavirus

1.5 minute read

With the number of COVID-19 cases rising, our hospitals and healthcare facilities are overwhelmed with phone calls and in-person visits. One option your health plan may provide is...

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Medicare Part D Disclosures Due February 29

2 minute read

Employers with health plans that provide prescription drug coverage to individuals who are eligible for coverage under Medicare Part D, are subject to Medicare Part D disclosure...

Wellness Trends in 2020

2 minute read

When it comes to offering wellness, employers provide a well-balanced employee benefits package. An attractive package is beneficial for both employee retention and attraction. Here...

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IRS Provides Employers with Some 2019 ACA Reporting Transition Relief

1 minute read

The IRS recently issued Notice 2019-63 which makes some changes to 2019 ACA reporting.

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Hospitals Must Post Pricing Info by 2021

1 minute read

The Trump administration has released its final rule about hospital price transparency. Starting January 1, 2021, hospitals must provide easily accessible pricing/billing information...

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Preventative Care for HDHPs is Expanded to Include Chronic Conditions

2 minute read

The IRS has expanded the scope of preventative care benefits for some chronic conditions that can be provided by high deductible health plans (HDHP) without a deductible.

Spousal Surcharges: A New Way Public Sector Employers Are Keeping Health Costs Down

1 minute read

Some public sector employers are making significant changes to their spousal health benefit offerings. According to the 2018 International Foundation of Employee Benefits Survey,...