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Employee Benefit News for School, City and County Employers

Steve Smith

Steve Smith, Employee Benefits Consultant for National Insurance Services, has his energy level permanently set at “high.” His maxim is “work hard, play hard.” Steve’s an expert in getting groups of people working together for a higher cause. Minnesota schools, cities, and counties rely on Steve’s unique and creative ideas of engaging employees in their own health and wellness to lower utilization trends. He has 20+ years in the health insurance field doing compliance, cost mitigation, utilization, analytics, wellness plans, and strategic planning. Steve is a licensed insurance agent and holds the designations for Managed Healthcare Professional (The Health Insurance Association of America), Certified Patient Protection and Affordable Care Act Professional (National Association of Health Underwriters), and Group Benefits Disability Specialist (Hartford School of Insurance). He specializes in Employee Benefits Consulting for Minnesota schools, cities, and counties including fully insured, self-insured, and stop-loss plans.

Recent Articles by Steve Smith

Pharmacy Benefit Managers Investigated by FTC

.5 minute read

The Federal Trade Commission (FTC) will investigate the six largest pharmacy benefit managers (PBMs) in the U.S. PBMs are the middlemen who negotiate with drugmakers for rebates and...

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Price Comparison Tool for 2023

2 minute read

Group health plans and issuers will need to provide an internet-based price comparison tool available to participants, beneficiaries, and enrollees. The tool will provide consumers with...

CMS Says COVID-19 Vaccines Must Be Covered

1.5 minute read

The Centers for Medicare and Medicaid Services (CMS) recently updated their COVID-19 vaccine toolkit. It includes a list of COVID-19 vaccines and boosters that must be covered without...

Telehealth Utilization Increase 7,000% During Pandemic

1.5 minute read

A report by FAIR Health finds that telehealth usage grew by more than 7,000% during the first year of the pandemic. In 2020, utilization of traditional health care services dropped,...

Mental Health and Well-Being in the Workplace

5 minute read

Well-being is the overall state of employees’ physical, mental, social, and financial health, which can be influenced by various workplace dynamics including workload, co-worker...

FAQs on Tax Credits for Employee Leave Under FFCRA and ARPA

1 minute read

The IRS issued four new FAQs on tax credits for employee paid leave taken under the Families First Coronavirus Response Act (FFCRA) and the American Rescue Plan Act (ARPA). The new FAQs...

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2022 Health Plan Compliance Deadlines

.5 minute read

When it comes to your employer-sponsored group health plan, public sector employers have numerous reporting and disclosure requirements that must be met throughout the year.

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PCORI Fee Adjusted for 2022

1 minute read

The Internal Revenue Service issued Notice 2020-04, which increases PCORI fees for plan years ending on or after October 2021, and before October 1, 2022. This fee is imposed on health...

Employee Benefit Plan Limits for 2022

2 minute read

Many employee benefits are subject to annual dollar limits which are periodically updated for inflation by the IRS. Most of the limits will increase, although some limits remain the...

Final Forms for 2021 ACA Reporting

2 minute read

The Internal Revenue Service (IRS) has released the final forms for 2021 reporting under Sections 6055 and 6056.