3 minute read

Participants in a health benefit plan under Employee Retirement Income Security Act (ERISA) must receive a summary of the plan, called a Summary Plan Description (SPD). Many employers...

1 minute read

Group health plans and insurers must submit annual prescription drug and healthcare spending data to Centers for Medicare & Medicaid Services (CMS). This reporting is referred to as the...

1.5 minute read

President Trump recently signed an executive order and established the Make America Healthy Again Commission, led by U.S. Health and Human Services Secretary Robert F. Kennedy Jr., to...

4 minute read

Chronic conditions drive healthcare costs, with specialty medications making up over 60% of drug spending, though only 3% of members use them. This article highlights the need for...

4 minute read

Employers are turning to employee benefits captives to combat rising costs and limited options in traditional benefits programs. Captives offer cost savings, flexibility, and better...

1 minute read

A KFF analysis revealed that in fiscal year (FY) 2024, 27% of federal spending ($1.9 trillion) went to health programs and services. Other major spending categories included Social...

2 minute read

Employers are increasingly using tobacco surcharges on health insurance premiums to manage costs and encourage healthier lifestyles. While these surcharges are allowed under compliant...

2.5 minute read

Navigating the Affordable Care Act’s (ACA) reporting process is complex, even for the most seasoned employers. Avoiding common pitfalls is essential to ensure compliance and prevent...

1.5 minute read

On February 25, 2025, President Donald Trump signed an executive order (EO) called Making America Healthy Again by Empowering Patients with Clear, Accurate, and Actionable Healthcare...

1 minute read

President Trump issued an executive order to enhance in vitro fertilization (IVF) access and cut costs for assisted reproductive technology. Vince Haley, the domestic policy assistant,...