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Employee Benefit News for School, City and County Employers


Final Rule Released for Short-Term, Limited-Duration Insurance

The Trump administration released the final rule and fact sheet regarding short-term limited duration insurance (STLDI). This final rule is effective and applicable 60 days after publication in...


New Health Care Bills Introduced that Would Affect HSAs, FSAs, and ACA

Last week, the U.S. House of Representatives passed 11 health care bills that would enhance consumer-driven healthcare, including Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs),...


Avoid Claim & Billing Issues by Submitting an Annual Census

It’s important that public sector organizations with life and/or disability coverage send an annual census to their insurance carrier at least once a year. Employers want their enrollment records...


Understanding Your Life Insurance Continuation Options – Portability & Conversion

Many public sector organizations have a Conversion and/or Portability option on their group life insurance plan. When an employee’s group term life insurance protection ends, this allows employees...

Hope for Wisconsin Cities Struggling with Unfunded Retiree Health Care Liabilities

In the 1970s-1980s, most Wisconsin cities began offering to pay all or some of their retiree’s health insurance benefits post-employment. Some organizations allowed employees to exchange...

How Physician Quality Data Impacts Your Health Plan Costs

Rebecca was a married mother of two who enjoyed bike riding, boating, and spending time with family. Over the course of a few months, she began having migraine headaches and extreme fatigue. Her...


5 Things to Review Before Changing Life or Disability Insurance Carriers

At some point in time, you may have to change life or disability insurance carriers for better rates, plan design, or customer service. To ensure that no employee falls through the cracks during...


For Every $1 Invested in this Benefit*, You Could See a $1.45 ROI on Your Healthcare Costs

What if you could offer your employees a free service that would help you reduce your healthcare claims and help them detect disease early, when it’s more treatable and less costly? In fact, a...


New Affordable Care Act Benefit & Payment Parameters for 2019

The Department of Health and Human Services released its final Notice of Benefit and Payment Parameters for 2019. This final rule describes benefit and payment parameters under the Affordable Care 

PCORI Fee Deadline July 31st

If your health plan is self-funded, the deadline to pay your annual PCORI fees is July 31, 2018. You should use IRS Form 720 for reporting.