If you’re a school district in Minnesota, you might be getting ready to fulfill your Health Insurance Transparency and Accountability (HITA) statutory requirement. Not sure where to begin? Here’s...

Today, many public sector organizations such as schools, cities, and counties offer voluntary worksite benefits like accident, hospital indemnity, critical illness, cancer, etc. Employees highly...

According to Affordable Care Act rules, health insurance carriers needed to issue medical loss ratio (MLR) rebates to eligible employers by September 30, 2018, for the 2017 reporting year. The...

If you work in the human resources or benefits department, you’ve probably helped an employee or two submit a disability claim. Ever notice how quickly some get approved and how others take a...

Local governmental organizations are under immense pressure to do more with less while maintaining and improving their community services. Boosting employee engagement levels can aid in their...

Your organization is a melting pot of employees from different generations and life stages. While one employee is planning to expand their family, another one is moving towards retirement.

National Insurance Services has partnered with Regenexx to help our self-funded, public sector employers with 100+ employees or more, reduce healthcare costs, improve outcomes, and deliver better...

Updating your life insurance beneficiary is one of those tasks you always mean to do but always put off, like cleaning out your junk drawer or matching up your mate-less socks. Failure to do these...

Disability insurance benefits are intended to replace a percentage of your employee’s salary if they were no longer able to do their job due to a covered disability. The maximum covered salary is...

As you prepare for open enrollment this year, note that ACA changes for plan years beginning on or after January 1, 2019 may affect the design and administration of your plans. Below is a brief...