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Employee Benefit News for School, City and County Employers

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Minnesota Schools: Are you ready for HITA?

If you’re a school district in Minnesota, you might be getting ready to fulfill your Health Insurance Transparency and Accountability (HITA) statutory requirement. Not sure where to begin? Here’s...

Before You Change Your Voluntary Worksite Carrier: Read This!

Today, many public sector organizations such as schools, cities, and counties offer voluntary worksite benefits like accident, hospital indemnity, critical illness, cancer, etc. Employees highly...

How Employers Should Handle Medical Loss Ratio Rebates

According to Affordable Care Act rules, health insurance carriers needed to issue medical loss ratio (MLR) rebates to eligible employers by September 30, 2018, for the 2017 reporting year. The...

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Two Reasons Why a Disability Claim May be Taking Longer than You Expected

If you work in the human resources or benefits department, you’ve probably helped an employee or two submit a disability claim. Ever notice how quickly some get approved and how others take a...

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Employee Engagement Trends for 2018

Local governmental organizations are under immense pressure to do more with less while maintaining and improving their community services. Boosting employee engagement levels can aid in their...

Different People, Different Needs: Using Generational Messaging to Discuss Benefits

Your organization is a melting pot of employees from different generations and life stages. While one employee is planning to expand their family, another one is moving towards retirement.

Self-Funded Employers: Lower Orthopedic Costs by as Much as 80% Using Stem Cell Therapy

National Insurance Services has partnered with Regenexx to help our self-funded, public sector employers with 100+ employees or more, reduce healthcare costs, improve outcomes, and deliver better...

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Three Easy Ways to Remind Your Employees to Update Their Beneficiary

Updating your life insurance beneficiary is one of those tasks you always mean to do but always put off, like cleaning out your junk drawer or matching up your mate-less socks. Failure to do these...

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What You Need to Know about Your Disability Policy’s Maximum Covered Salary

Disability insurance benefits are intended to replace a percentage of your employee’s salary if they were no longer able to do their job due to a covered disability. The maximum covered salary is...

New Download: 2019 Open Enrollment Checklist

As you prepare for open enrollment this year, note that ACA changes for plan years beginning on or after January 1, 2019 may affect the design and administration of your plans. Below is a brief...