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Employee Benefit News for School, City and County Employers

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Changing Life or Disability Carriers? Remember to Review These Items

3 minute read

Revised June 9, 2021

Sometimes employers made need to switch their disability or life insurance carriers to get a better plan design, rates, or customer service. To ensure that no...

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What You Need to Know About Your Life Insurance Renewal

2 minute read

Revised April 12, 2023

When you receive your life insurance renewal, there are many things to take into consideration when making a final selection, besides just the cost. Here are...

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Best Practice: Review Your Covered Dependents

1.5 minute read

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Continuing Life/Disability Coverage While on Approved Leave of Absence

Does your group term life or disability policy allow employees to continue their coverage while on an approved leave of absence? If yes, it’s important that your leave administration procedures match...

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Imputed Income Reporting and Your Contributory Life Insurance Plan

Most school, city, and county employers are familiar with the imputed income rules when it relates to group term life insurance. Employers can provide their employees with up to $50,000 of group term...

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Two Reasons Why a Disability Claim May be Taking Longer than You Expected

If you work in the human resources or benefits department, you’ve probably helped an employee or two submit a disability claim. Ever notice how quickly some get approved and how others take a while...

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Three Easy Ways to Remind Your Employees to Update Their Beneficiary

1 min read

Updated December 2023

Updating your life insurance beneficiary is one of those tasks you always mean to do but always put off, like cleaning out your junk drawer or matching up your...

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What You Need to Know About Your Disability Policy’s Maximum Covered Salary

Revised August 3, 2022

3 minute read

Disability insurance benefits are intended to replace a percentage of your employee’s salary if they were no longer able to do their job due to a covered...

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Avoid Claim & Billing Issues by Submitting an Annual Census

It’s important that public sector organizations with life and/or disability coverage send an annual census to their insurance carrier at least once a year. Employers want their enrollment records to...

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Understanding Life Continuation Options – Portability and Conversion

Updated May 13, 2024

Many schools, cities, and counties offer a Conversion and/or Portability feature within their group life insurance plans. This allows employees whose group term life insurance...