Many public sector organizations offer dependent coverage in addition to employee coverage. While HR/Benefits departments closely keep track of adding and terminating employees monthly, keeping the...

Many public-sector organizations are exploring the opportunity to reduce or eliminate their sick leave plan/banks and implement a short term disability (STD) plan instead.

The disability claims process is a lot more complicated than just the employer/employee submitting a claim application and then waiting for an approval/denial decision.

Here’s an overview of how the...

Betsy, the Benefit Coordinator at a small school district, was opening her mail and came across a (Monetary Determination) letter from the unemployment office. The letter discussed the eligibility of...

Imagine you are a large client conducting a request for proposal that requires a match to your current policy. A competitor, who advertises on national television, submits a proposal with...

Due to our changing healthcare climate this year (with ACA and AHCA), this year’s open enrollment strategy needs to be different. Here are three tips for developing your strategy.

In our previous article, we discussed Why Dental Insurance is a Critical Component in your Wellness Plan. Whether you are looking to switch providers or implement a new plan, here are five smart...

Robert, a city clerk, had a routine visit to his dentist. During his teeth cleaning, his dentist discovered precancerous white spots on his tongue. A biopsy performed by his doctor determined that it...

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Revised December 2023

Tom was a beloved coach at the local high school and his sudden death was a surprise to all. Everyone’s thoughts turned to his wife of 2 years, Nancy, who always...

Employees don’t always understand the value of their benefits, until they have to use them. Such was the case for a Pennsylvania school business official who found out he had cancer and had to rely...