Robert, a city clerk, had a routine visit to his dentist. During his teeth cleaning, his dentist discovered precancerous white spots on his tongue. A biopsy performed by his doctor determined that it...
1 min read
Revised December 2023
Tom was a beloved coach at the local high school and his sudden death was a surprise to all. Everyone’s thoughts turned to his wife of 2 years, Nancy, who always...
Employees don’t always understand the value of their benefits, until they have to use them. Such was the case for a Pennsylvania school business official who found out he had cancer and had to rely...
Many school, city and county employers offer dependent coverage on their Life, Vision, Medical or Dental Insurance. Employees and dependents are added onto the plan and terminated periodically...
2.5 minute read
Updated August 28, 2024
Many schools, cities, and counties offer a Conversion and/or Portability feature within their group life insurance plan. This allows employees to transition...
Research has linked good oral health and overall health. Studies have shown that there is a relationship between periodontal disease and diabetes, cardiovascular disease, stroke and adverse pregnancy...
A topic no one wants to consider. Our own death. When the unexpected happens, how will your family survive if your income is no longer coming in? How will they pay the mortgage, funeral expenses,...
Most school, city and county employers are familiar with the imputed income rules when it relates to group term life insurance. Employers can provide their employees with up to $50,000 of group term...
Revised December 2023
4 min read
It is inevitable that at some point in time, schools, cities and counties will have to switch life/disability insurance carriers in order to get better rates, a...
A life insurance renewal is like buying a new car. Cost is always a determining factor in making your final selection. But you may also take into consideration things such as safety ratings, options...
