Does your group term life or disability policy allow employees to continue their coverage while on an approved leave of absence? If yes, it’s important that your leave administration procedures match...
Most school, city, and county employers are familiar with the imputed income rules when it relates to group term life insurance. Employers can provide their employees with up to $50,000 of group term...
If you work in the human resources or benefits department, you’ve probably helped an employee or two submit a disability claim. Ever notice how quickly some get approved and how others take a while...
1 min read
Updated December 2023
Updating your life insurance beneficiary is one of those tasks you always mean to do but always put off, like cleaning out your junk drawer or matching up your...
Revised August 3, 2022
3 minute read
Disability insurance benefits are intended to replace a percentage of your employee’s salary if they were no longer able to do their job due to a covered...
It’s important that public sector organizations with life and/or disability coverage send an annual census to their insurance carrier at least once a year. Employers want their enrollment records to...
Updated May 13, 2024
Many schools, cities, and counties offer a Conversion and/or Portability feature within their group life insurance plans. This allows employees whose group term life insurance...
At some point in time, you may have to change life or disability insurance carriers for better rates, plan design, or customer service. To ensure that no employee falls through the cracks during the...
What if you could offer your employees a free service that would help you reduce your healthcare claims and help them detect disease early, when it’s more treatable and less costly? In fact, a study...
When is the last time you bought a car? While the price was a big factor, you probably also considered fuel efficiency, safety ratings, upgrades, etc. Look at your group’s life insurance renewal in...
