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Employee Benefit News for School, City and County Employers

Rick Labian

Rick Labian lives by the Golden Rule – he is guided by what is best for his clients and treats others as he would like to be treated. Rick acts as an advisor and advocate for his clients, helping identify goals for their benefit programs and building a strategic plan together. Rick has a rich history with NIS. He has worked for NIS for over 20 years, leading the Eastern region. Rick is the Manager and leads the FBC Client Management Team. Rick’s leadership and experience aids our internal staff and all of NIS’ FBC clients. Rick is a licensed insurance agent and is ACA certified through the National Association of Health Underwriters.

Recent Articles by Rick Labian

Unemployment Benefits Under the CARES Act

1 minute read

The Coronavirus Aid, Relief, and Economic Security (CARES) Act provides federal funding to expand the availability of unemployment insurance for COVID-19. Virtually all types of...

New Coronavirus Relief Laws

1.5 minute read

Last week, President Trump signed two coronavirus relief acts into law. They were created to provide workers with paid leave for reasons related to the coronavirus pandemic.


Supreme Court to Hear Challenge to ACA

1 minute read

Last December, a federal appeals court ruled that the Affordable Care Act’s (ACA) individual mandate is unconstitutional due to the removal of the individual mandate penalty in 2019....


PCORI Fees Reinstated

1 minute read

A recent federal spending bill has extended the PCORI fees for an additional 10 years. These fees will continue to apply for the 2020-2029 fiscal years. PCORI fees were scheduled to...

Trending: Millennials Seek Employers Offering Student Loan Repayment Programs

1 minute read

As millennials graduate from college and begin looking for employment, many are saddled with student loan debt - $1.6 trillion in the U.S. alone.1 It’s a financial hardship and...

Download 2019 ACA Compliance Checklist

With 2019 just around the corner, public sector organizations with group health plans should be aware of changes to Affordable Care Act (ACA) requirements that take effect in 2019.