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Employee Benefit News for School, City and County Employers

Rick Labian

Rick Labian lives by the Golden Rule – he is guided by what is best for his clients and treats others as he would like to be treated. Rick acts as an advisor and advocate for his clients, helping identify goals for their benefit programs, and building a strategic plan together. Rick worked for National Insurance Services (NIS) for 20+ years, eventually heading up our Eastern Region. Rick worked as a health benefits consultant for six years outside of NIS, returning in 2018. As Account Manager, Rick works with clients who use our full benefit consulting services. He helps employees and employers answer policy-related questions, resolve employee claim issues with carriers, and assists with employee or insurance committee meetings. He is a licensed insurance agent and is ACA certified. Rick is also a Peer Leader to his fellow Account Managers, providing mentoring and training.

Recent Articles by Rick Labian

COBRA COVID-19 Extension Rules

1 minute read

A Joint Final Rule was recently issued by the Department of Labor, Internal Revenue Service, and the Treasury Department. Under the notice, it extends certain time frames when it...

Unemployment Benefits Under the CARES Act

1 minute read

The Coronavirus Aid, Relief, and Economic Security (CARES) Act provides federal funding to expand the availability of unemployment insurance for COVID-19. Virtually all types of...


Supreme Court to Hear Challenge to ACA

1 minute read

Last December, a federal appeals court ruled that the Affordable Care Act’s (ACA) individual mandate is unconstitutional due to the removal of the individual mandate penalty in 2019....

Trending: Millennials Seek Employers Offering Student Loan Repayment Programs

1 minute read

As millennials graduate from college and begin looking for employment, many are saddled with student loan debt - $1.6 trillion in the U.S. alone.1 It’s a financial hardship and...

Download 2019 ACA Compliance Checklist

With 2019 just around the corner, public sector organizations with group health plans should be aware of changes to Affordable Care Act (ACA) requirements that take effect in 2019.