<img height="1" width="1" style="display:none;" alt="" src="https://dc.ads.linkedin.com/collect/?pid=118459&amp;fmt=gif">

Employee Benefit News for School, City and County Employers

Rick Labian

Rick Labian lives by the Golden Rule – he is guided by what is best for his clients and treats others as he would like to be treated. Rick acts as an advisor and advocate for his clients, helping to identify goals for their benefit programs and building a strategic plan together. Rick has a rich history with NIS. He has worked for NIS for over 20 years, leading the Eastern region. Rick is the manager and leads the FBC Client Management Team. Rick’s leadership and experience aids our internal staff and all of NIS’ FBC clients. Rick is a licensed insurance agent and is ACA certified through the National Association of Health Underwriters.

Recent Articles by Rick Labian


Pay or Play Affordability Percentage Decreased

1 minute read

The IRS issued Revenue Procedure 2022-34 to update the contribution percentage in 2023 for determining the affordability of an employer’s plan under the Affordable Care Act.

HDHPs and Telemedicine Relief Extended

1.5 minute read

It can be problematic for employers to offer a telemedicine benefit if they have a high deductible health plan (HDHP). A telemedicine benefit generally constitutes as a health plan...

2022 Employee Wellness Trends

4 minute read

The COVID-19 pandemic has had immediate and lasting impacts on employee health. Since employee health and wellness has been put into the spotlight, many employers are expected to expand...

Over-the-Counter COVID-19 Test Guidance

1.5 minute read

The Departments of Labor, Health and Human Services, and the Treasury issued FAQ guidance regarding the requirements to cover over-the-counter (OTC) COVID-19 diagnostic tests for...

COBRA Deadline Extension Relief Guidance Clarified

1.5 minute read

During the COVID-19 outbreak, Emergency Relief was issued regarding COBRA deadline extensions for electing coverage and paying premiums. The IRS issued Notice 2021-58 which clarifies...

2021 FFCRA Leave Reporting Guidance

1 minute read

The IRS issued Notice 2021-53 which provides employer guidance about reporting of 2021 Families First Coronavirus Relief Act (FFCRA) leave wages.

Guidance on Long COVID and Federal Laws

1 minute read

The Department of Health and Human Services and the U.S. Department of Justice issued joint guidance on the medical condition called “long COVID” and how it can be considered a...

Emergency Temporary Standard for Health Care Issued

updated June 22, 2021

1 minute read

The Occupational Safety and Health Administration (OSHA) has issued its COVID-19 Emergency Temporary Standards (ETS). The ETS was developed to protect health care...

ARPA COBRA Subsidy Model Notices and FAQs Issued

1 minute read

The Department of Labor (DOL) has a new webpage which is dedicated to the American Rescue Plan Act (ARPA) COBRA subsidy. Here you can find FAQs and model notices. Employers may use the...

New COBRA Subsidy Provisions

1.5 minute read

Part of the American Rescue Plan Act (ARPA) provides a 100% subsidy of premiums for employer-sponsored group health insurance under COBRA. COBRA requires group health plans to allow...