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Employee Benefit News for School, City and County Employers

Rick Labian

Rick Labian lives by the Golden Rule – he is guided by what is best for his clients and treats others as he would like to be treated. Rick acts as an advisor and advocate for his clients, helping identify goals for their benefit programs and building a strategic plan together. Rick has a rich history with NIS. He has worked for NIS for over 20 years, leading the Eastern region. Rick is the Manager and leads the FBC Client Management Team. Rick’s leadership and experience aids our internal staff and all of NIS’ FBC clients. Rick is a licensed insurance agent and is ACA certified through the National Association of Health Underwriters.

Recent Articles by Rick Labian

Survey Highlights 2020 Employer-Sponsored Health Benefit Trends

3.5 minute read

The Kaiser Family Foundation released a summary of their annual employer health benefits survey. The survey examines employer-sponsored health benefits trends and suggests how...

FFCRA Regulations Revised Due to Court Decision

.5 minute read

The Department of Labor revised paid sick leave and family medical leave regulations regarding the provisions of the Families First Coronavirus Response Act (FFCRA). Changes were...

FFCRA Employee Leave Q&As

1 minute read

After passing the Families First Coronavirus Response Act (FFCRA), the Department of Labor (DOL) issued questions and answers (Q&As) providing guidance on the implementation of the...

New Guidance Issued on Employee Leave Sharing Plans

1 minute read

For those adversely affected by COVID-19, the IRS issued FAQs which said employers may setup leave-sharing programs. Employees would be able to deposit leave into an...

Download: Benefit Plan Changes Due to COVID

1 minute read

In response to the COVID-19 pandemic, some benefit changes have been made to provide some relief to employee benefit plans, plan participants, and plan services providers.


2021 Open Enrollment Checklist

2 minute read

For plan years beginning on or after January 1, 2021, the Affordable Care Act (ACA) made some changes which may affect the design and administration of your plans. It’s important to...

Reporting Employee Compensation for FFCRA Leave

1 minute read

The Families First Coronavirus Response Act (FFCRA) requires covered employers to provide employees with up to 80 hours of paid sick leave and up to 10 weeks of partially compensated...


More FAQs About Coronavirus-related Changes for Health Plans

1.5 minute read

The Departments of Labor, Health and Human Services and the Treasury Departments have provided a second set of frequently asked questions (FAQs Part 43) about health coverage...

COBRA COVID-19 Extension Rules

1 minute read

A Joint Final Rule was recently issued by the Department of Labor, Internal Revenue Service, and the Treasury Department. Under the notice, it extends certain time frames when it...

CARES Act Provides Student Loan Assistance

1.5 minute read

The CARES Act has a provision which is aimed at easing student loan burdens during the coronavirus pandemic. Qualified student loan payments are temporarily added as acceptable...