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Employee Benefit News for School, City and County Employers

Valerie Ortiz

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Over the past 20 years, Valerie Ortiz has worn many hats at National Insurance Services. She currently heads up NIS’ Marketing Team where she helps to create and execute employee benefit communications based upon our public sector clients’ needs. Valerie brings order to the chaos and has a zeal for detail and a talent for organization.

Recent Articles by Valerie Ortiz

Why HRAs may work better for schools, cities and counties than HSAs

Schools, Cities and Counties across the country have found Health Reimbursement Arrangements (HRAs) to be a better fit than Health Savings Accounts (HSAs) for their employees. Here are four reasons...

Why Employers are Moving to Self-Funded Health Insurance Plans

Moving to self-funding is an ACA strategy that many schools and local governmental employers are embracing in order to save money and control costs. When using a self-funded plan, employers assume...

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ACA Expands Small Group Employer Definition

Next year, the Affordable Care Act (ACA) will be changing its definition of small group employer. Currently, an employer with 1-50 employees is considered a small group. As of January 1, 2016, the...

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Takeaways from King v. Burwell Supreme Court Ruling for Employers

On June 25, 2015, the Supreme Court issued a final ruling in King v. Burwell. This case challenged the availability of subsidies in federally-run Health Insurance Exchanges (i.e. Health Insurance...

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Hospital operators see revenue increases with more ACA patients

With the second quarter earnings figures coming in for major hospital operators, figures show that earnings were up for two companies that saw a growth in patients from the Affordable Care Act (ACA),...

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Government sets maximum penalty for not purchasing health insurance

Americans who don't receive health insurance benefits from their employers and then don't buy coverage on either the federal or state marketplaces are required under the Affordable Care Act to pay a...

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Affordable Care Act still has hurdles to jump

While the Affordable Care Act (ACA) has shown some signs of success in its initial year, Drew Altman, president of Kaiser Family Foundation, explained the process of getting more people to sign up...

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Study: ACA enrollment reaches 10.3 million

A new report from the New England Journal of Medicine was released on July 23 that showed insurance coverage for the Affordable Care Act had reached about 10.3 million Americans since the first...

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PCORI Fees are Due July 31st

For health insurance issuers and self-insured health plan sponsors, your PCORI (Patient-Centered Outcomes Research Institute) fees are due to the IRS by July 31, 2014. Download this legislative brief...

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HHS Announces Changes to the 2015 Reinsurance Program

The Department of Health and Human Services (HHS) has published its final ruling in regards to the reinsurance three-year (2014-2016) transitional program. This program must be established in each...