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Employee Benefit News for School, City and County Employers

Valerie Ortiz

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Over the past 15+ years, Valerie Ortiz has worn many hats at National Insurance Services. She currently heads up NIS’ Marketing Team where she helps to create and execute employee benefit communications based upon our public sector clients’ needs. Valerie brings order to the chaos and has a zeal for detail and a talent for organization.

Recent Articles by Valerie Ortiz

Are Early Retiree Health Benefits Changing in Schools, Cities and Counties?

Before the introduction of the Affordable Care Act (ACA), early retirees from schools, cities and counties had few viable alternatives to the group health plan which made staying on the health plan...

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IRS Extends Due Dates for ACA Reporting Under Sections 6055 and 6056

On Monday (Dec. 28th, 2015), the U.S. Treasury and Internal Revenue Services extended the due dates for the 2015 Forms 1094 and 1095 for two months. Small to medium sized organizations will file...

Four reasons why HRAs may work better for schools, cities and counties than HSAs

Schools, Cities and Counties across the country have found Health Reimbursement Arrangements (HRAs) to be a better fit than Health Savings Accounts (HSAs) for their employees. Here are four reasons...

Why School, City, and County Employers are Moving to Self-Funded Health Insurance Plans

Moving to self-funding is an ACA strategy that many schools and local governmental employers are embracing in order to save money and control costs. When using a self-funded plan, employers assume...

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ACA Expands Small Group Employer Definition

Next year, the Affordable Care Act (ACA) will be changing its definition of small group employer. Currently, an employer with 1-50 employees is considered a small group. As of January 1, 2016, the...

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3 Takeaways from the King v. Burwell Supreme Court Ruling for School, City and County Employers

On June 25, 2015, the Supreme Court issued a final ruling in King v. Burwell. This case challenged the availability of subsidies in federally-run Health Insurance Exchanges (i.e. Health Insurance...

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Hospital operators see revenue increases in second quarter with more ACA patients

With the second quarter earnings figures coming in for major hospital operators, figures show that earnings were up for two companies that saw a growth in patients from the Affordable Care Act (ACA),...

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Government sets maximum penalty for not purchasing health insurance benefits

Americans who don't receive health insurance benefits from their employers and then don't buy coverage on either the federal or state marketplaces are required under the Affordable Care Act to pay a...

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Affordable Care Act still has hurdles to jump

While the Affordable Care Act (ACA) has shown some signs of success in its initial year, Drew Altman, president of Kaiser Family Foundation, explained the process of getting more people to sign up...

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Study: ACA enrollment reaches 10.3 million

A new report from the New England Journal of Medicine was released on July 23 that showed insurance coverage for the Affordable Care Act had reached about 10.3 million Americans since the first...