Let’s say your wellness plan is a sunflower. What does your flower look like? Is it a tiny sprout in the ground pushing through the dirt? Is it tall and waving in the breeze? Or is it in-between –...

When you decide to purchase a new car, most people don’t go to the dealership, randomly point to a car in the lot and say 'I’ll take that one'. Usually, there is a bit of research involved with...

More and more small schools, cities and counties (under 100/200 employees) are moving to self-funded medical plans in search of more control and lower costs. In the past, self-funding was only...

Moving to self-funding is an ACA strategy that many schools and local governmental employers are embracing in order to save money and control costs. When using a self-funded plan, employers assume...