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Sometimes employees make poor decisions when it comes to selecting the appropriate level of care for their medical needs. The result can be higher than average claims which in turn,...
It’s estimated that over $2.2 trillion dollars each year is spent on chronic diseases, stress, work-related injuries and worker disengagement.1 School, city and county employers are combating these...
National Insurance Services has created this handy reference for school, city and county administrators as a quick resource to the IRS contribution limits for your FSA, HRA, HSA, Retirement plans and...
Article 4 of 4: Shopping Stop Loss Carriers and Changing Deductibles
Article 3 of 4: Managing School District Consumerism and Wellness
Article 2 of 4: Hire a Cost Containment Firm
Article 1 of 4: Narrow Networks Self-funding is rapidly moving into schools, cities and counties of all sizes as a major cost-control...
Let’s say your wellness plan is a sunflower. What does your flower look like? Is it a tiny sprout in the ground pushing through the dirt? Is it tall and waving in the breeze? Or is it in-between –...
When you decide to purchase a new car, most people don’t go to the dealership, randomly point to a car in the lot and say 'I’ll take that one'. Usually, there is a bit of research involved with...
More and more small schools, cities and counties (under 100/200 employees) are moving to self-funded medical plans in search of more control and lower costs. In the past, self-funding was only...
