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There are several benefit notices that employers are required to provide to employees either annually or during their initial enrollment. Open enrollment time can be a good time to provide these. Some benefit notices apply to all group health plans while others only apply to certain plans, based on plan design and coverage[1].
Some of the benefit notices include:
- Medicare Part D Notice
- Summary of Benefits and Coverage
- HIPAA Privacy Notice
- WHCRA Notice
- CHIP Notice
- Notice of Patient Protections
- Wellness Program Notices
In addition to providing required benefit notices, remember to communicate any plan design changes to your employees for 2020 through the updated summary plan description or a summary of material modifications.
Download the bulletin for templates and model notices for your use.
[1] Please check with your medical insurance carrier, they will provide some of these notices to your employees.
National Insurance Services is not a law firm and no opinion, suggestion, or recommendation of the firm or its employees shall constitute legal advice. Readers are advised to consult with their own attorney for a determination of their legal rights, responsibilities and liabilities, including the interpretation of any statute or regulation, or its application to the readers’ business activities.
