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Benefit Notices for Open Enrollment 2022

Benefit Notices for Open Enrollment 2022

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Employers should be providing certain benefit notices to their employees at open enrollment time, such as the summary of benefits and coverage (SBC). Other notices must be distributed annually, and employers often choose to include them in their open enrollment materials for convenience.

Some benefit notices apply to all group health plans. Other benefit notices only apply to certain group health plans, based on plan design and coverage. Employers should review their open enrollment materials to make sure they are accurately reflecting the terms and cost of coverage. Any plan design changes for 2022 should be communicated to employees through a summary of material modifications (SMM) or an updated plan description (SPD).

Click on the image below for a summary of benefit notices that should be provided at open enrollment time.

2022 Open Enrollment Benefit Notices

 

Download the bulletin for more details.

This blog is intended to be a compilation of information and resources pulled from federal, state, and local agencies. This is not intended to be legal advice. For up to the minute information and guidance on COVID-19, please follow the guidelines of the Centers for Disease Control and Prevention (CDC) and your local health organizations.

National Insurance Services is not a law firm and no opinion, suggestion, or recommendation of the firm or its employees shall constitute legal advice. Readers are advised to consult with their own attorney for a determination of their legal rights, responsibilities and liabilities, including the interpretation of any statute or regulation, or its application to the readers’ business activities.

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Aaron Casper

Aaron Casper

Aaron A. Casper, Employee Benefits Consultant at NIS (National Insurance Services), understands the unique way governmental organizations operate, manage risk and develop budgets; hence, he delivers reliable solutions for his clients without short cuts or temporary fixes. Aaron advocates for his clients and prides himself on building authentic relationships, even passing up potential short-term opportunities if it doesn’t make long-term sense for his clients. His straightforward nature, integrity and astute sense of humor are why his customers consider him a valued strategic resource. Aaron Casper is a licensed insurance agent. He specializes in health insurance consulting for Minnesota schools, cities and counties including fully insured, self-insured, and stop-loss plans. Additionally, he has experience implementing OPEB liability reduction strategies as well as ensuring his clients are ACA compliant.