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Unfair to apply differing ACA deadlines, consumers say

Individuals who've begun the enrollment process for health insurance benefits but haven't finished were recently given a reprieve, enabling them to avoid the penalty that comes with not having a health plan in place. But a considerable number of Americans believe this extension isn't fair.

Nearly 8 in 10 - 76 percent - of respondents said they think applying different extensions is unfair, according to a recent poll performed by insurance-information company HealthPocket. Meanwhile, less than one-quarter said they believe the delay was justifiable.

Even among individual states, there are varying deadlines. HealthPocket found the end of the open enrollment period differs by as much as three months, specifically among those states where the exchanges are run by the federal government rather than the states.

For those who fail to enroll in the appropriate period, they could be fined $95 or as much as 1 percent of their annual income. However, it's not clear which penalty will be enforced or how rigorously it will be implemented, according to The New York Times. If it's 1 percent, the penalty would be just under $300 for someone making an annual wage of $40,000.

National Insurance Services is not a law firm and no opinion, suggestion, or recommendation of the firm or its employees shall constitute legal advice. Readers are advised to consult with their own attorney for a determination of their legal rights, responsibilities and liabilities, including the interpretation of any statute or regulation, or its application to the readers’ business activities.

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Valerie Ortiz

Valerie Ortiz

Over the past 20 years, Valerie Ortiz has worn many hats at National Insurance Services. She currently heads up NIS’ Marketing Team where she helps to create and execute employee benefit communications based upon our public sector clients’ needs. Valerie brings order to the chaos and has a zeal for detail and a talent for organization.