The U.S. Department of the Treasury has released the official Trump Accounts mobile app, the next step in rolling out this tax-advantaged savings program for children. Available nationwide as of May 28, the app lets families activate and manage accounts before contributions begin on July 4.
Created under the One Big Beautiful Bill Act of 2025, Trump Accounts help families build long-term savings for children under 18, operating like IRAs with special rules during a child’s “growth period.”
Parents and guardians who opened accounts with IRS Form 4547 will receive activation emails in phases and can use the app or program website to finish setup and get ready to contribute.
Trump Accounts will begin accepting deposits on July 4, 2026. Parents, grandparents, employers, charitable organizations, and other eligible contributors can give up to $5,000 per child each year, with certain government contributions excluded from this limit.
A standout feature is a federal pilot that adds a one-time $1,000 contribution for eligible children born from January 1, 2025, through December 31, 2028, once a parent or guardian opens a Trump Account and completes the election process. Pilot deposits are expected to start no earlier than July 4.
The Treasury designed the app to simplify account activation and give families one convenient place to manage Trump Accounts, with built-in education and tools to explain long-term investing and account growth.
For More Information
Employers may also contribute up to $2,500 annually in tax-free funds to a child’s Trump Account for eligible dependents, subject to IRS and program guidelines. Individuals should check with their employer to confirm availability and visit trumpaccounts.gov for additional details ahead of the July 4 launch. Download the bulletin for more details.
