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Employee Benefit News for School, City and County Employers

Why Your Health Insurance Renewal Should Never be a Surprise

There are good surprises – finding $5 in your jeans, winning the lottery, and hearing from an old friend. And then there are bad surprises – breaking your leg, getting into a fender bender, and...

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Fraudulent Unemployment Claims Are on the Rise

Betsy, the Benefit Coordinator at a small school district, was opening her mail and came across a (Monetary Determination) letter from the unemployment office. The letter discussed the eligibility of...

Benefit Integration: Do Your Benefits Complement or Compete?

Employee benefit integration is taking a step back and looking at the whole picture. Do you know how all of your benefits work together? Think of your employee benefits package as a house. Although...

How to Educate Your Employees About Their HRA and FSA

Do your employees struggle to understand how their Health Reimbursement Arrangement (HRA) and Medical Flexible Spending Account (FSA) work together? Here are 3 great resources to share with them.

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Claim denied! Don't let this happen to you

Imagine you are a large client conducting a request for proposal that requires a match to your current policy. A competitor, who advertises on national television, submits a proposal with...

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IRS Clarifies ACA Penalties & Releases Draft of Forms 1094 & 1095

After the failure to repeal and replace the Affordable Care Act (ACA), the Internal Revenue Service (IRS) has recently confirmed which ACA penalties are still effective.

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Important Form Update: Employment Eligibility Verification (Form I-9)

The U.S. Citizenship and Immigration Services (USCIS) recently issued an updated version of Form I-9: Employment Eligibility Verification. This form must be completed by every employer who hires an...

How to Get Employees to Read Your Benefit Communication

In a recent informal survey, we asked some of our customers what’s their biggest frustration about communicating benefits to employees. Their answers revolved around two main issues:

Claim Analysis: A Prescription for your Health Insurance

When’s the last time your health insurance plan had a check-up? Do you know what your loss ratio is? Are you paying more premiums than you should? If you don’t know the answer to these questions, now...

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ACA: Business as Usual

In the latest attempt to repeal and replace the Affordable Care Act (ACA), the Senate vote on the “skinny repeal” bill has failed. So what does this mean for schools, cities, and counties? The...