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More FAQs About Coronavirus-related Changes for Health Plans


1.5 minute read

The Departments of Labor, Health and Human Services and the Treasury Departments have provided a second set of frequently asked questions (FAQs Part 43) about health coverage issues related to COVID-19.

The FAQs provides guidance on a variety of topics related to the Families First Coronavirus Response Act (FFCRA) and the Coronavirus Aid, Relief and Economic Security Act (CARES Act).

  • COVID-19 testing for employment or surveillance purposes is not subject to the CARES Act coverage mandate
  • FFCRA and the CARES Act generally prohibit balance billing for COVID-19 testing
  • Health plans can revoke the temporary COVID-19 related coverage changes without satisfying certain notice deadlines, provided participants are notified within a reasonable time frame
  • Large employers can offer telehealth services to employees who are not eligible for any other group health plan offered by the employer during the public health emergency

Employers should become familiar with the FFCRA’s and CARES Act’s changes for their health plans. Download the bulletin for more details.


Additional Resources

FAQ Set 1 (Part 42)

FAQ Set 2 (Part 43)


Click to Download

This blog is intended to be a compilation of information and resources pulled from federal, state, and local agencies. This is not intended to be legal advice. For up to the minute information and guidance on COVID-19, please follow the guidelines of the Centers for Disease Control and Prevention (CDC) and your local health organizations.


National Insurance Services is not a law firm and no opinion, suggestion, or recommendation of the firm or its employees shall constitute legal advice. Readers are advised to consult with their own attorney for a determination of their legal rights, responsibilities and liabilities, including the interpretation of any statute or regulation, or its application to the readers’ business activities.

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Rick Labian

Rick Labian

Rick Labian lives by the Golden Rule – he is guided by what is best for his clients and treats others as he would like to be treated. Rick acts as an advisor and advocate for his clients, helping identify goals for their benefit programs and building a strategic plan together. Rick has a rich history with NIS. He has worked for NIS for over 20 years, leading the Eastern region. Rick is the Manager and leads the FBC Client Management Team. Rick’s leadership and experience aids our internal staff and all of NIS’ FBC clients. Rick is a licensed insurance agent and is ACA certified through the National Association of Health Underwriters.