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Helpful ACA Chart on HRAs, FSAs, Cafeteria Plans, and EAPs

Groom Law Group released a memo on October 18, 2013 summarizing the September Treasury Notice regarding Health Reimbursement Arrangements (HRAs), cafeteria plans, Flexible Spending Accounts (FSAs) and Employee Assistance Programs (EAPs). The notice makes clear what type of arrangements are legally permissible under ACA and which ones are not.

Please see Groom’s website for more information. 

National Insurance Services is not a law firm and no opinion, suggestion, or recommendation of the firm or its employees shall constitute legal advice. Readers are advised to consult with their own attorney for a determination of their legal rights, responsibilities and liabilities, including the interpretation of any statute or regulation, or its application to the readers’ business activities.

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Ken Zastrow

Ken Zastrow

Ken Zastrow enjoys establishing a strong rapport with his clients. He believes that education is key in helping them understand their benefit plans. Ken has a strong background in both active and post-employment benefit strategies. As Employee Benefits Consultant at National Insurance Services, Ken is responsible for the overall assessment and management of all an employer’s benefit plans including claim reconciliation, policy changes, renewals, and medical and dental analytics. He is also well versed in compliance, benefit integration, and early retiree benefits. Ken is a licensed health and life insurance agent, working with schools, cities, and counties in the Midwest Region.