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Employee Benefit News for School, City and County Employers

Steve Smith

Steve Smith is a powerhouse of energy, living by the mantra "work hard, play hard." As an expert in uniting teams for a greater purpose, Steve's innovative and creative strategies in employee health and wellness are game-changers. With over 25 years of expertise in health insurance, covering compliance, cost mitigation, utilization, analytics, wellness plans, and strategic planning, Steve is the go-to expert for driving down utilization trends and fostering a culture of well-being. His clients trust him to deliver exceptional results, making him an invaluable asset in the industry. As an Employee Benefits Consultant, Steve specializes in health care consulting for Minnesota public sector organizations including fully insured, self-insured, and stop-loss plans. Steve is a licensed insurance agent and holds the designations for Managed Healthcare Professional (The Health Insurance Association of America), Certified Patient Protection and Affordable Care Act Professional (National Association of Health Underwriters), and Group Benefits Disability Specialist (Hartford School of Insurance).

Recent Articles by Steve Smith

Using Generational Messaging to Discuss Benefits

Your organization is a melting pot of employees from different generations and life stages. While one employee is planning to expand their family, another one is moving towards retirement.

Claim Analysis: A Prescription for your Health Insurance

When’s the last time your health insurance plan had a check-up? Do you know what your loss ratio is? Are you paying more premiums than you should? If you don’t know the answer to these questions, now...

5 Tools to Make Your Wellness Plan Bloom

Let’s say your wellness plan is a sunflower. What does your flower look like? Is it a tiny sprout in the ground pushing through the dirt? Is it tall and waving in the breeze? Or is it in-between –...

How to encourage school, city and county employees in medical consumerism

When you decide to purchase a new car, most people don’t go to the dealership, randomly point to a car in the lot and say 'I’ll take that one'. Usually, there is a bit of research involved with...