---
title: IRS Announces New HSA & HDHP Limits for 2020
description: The IRS has recently announced the inflation-adjusted contribution limits for HSAs and HDHPs will increase for 2020.
image: https://blog.nisbenefits.com/hubfs/new%202020%20limits%20B.jpg
---

![IRS Announces New HSA & HDHP Limits for 2020](https://blog.nisbenefits.com/hubfs/new%202020%20limits%20B.jpg)

# IRS Announces New HSA & HDHP Limits for 2020

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- IRS Announces New HSA & HDHP Limits for 2020

[ Mari Wagner ](https://blog.nisbenefits.com/author/mari-wagner) 05/29/2019 [ Legislative News](https://blog.nisbenefits.com/topic/aca-other-legislative-news)

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 1 Minutes

*1 minute read*

The IRS has recently announced the inflation-adjusted contribution limits for health savings accounts (HSAs) and high deductible health plans (HDHPs) will increase for 2020.

| **Type of Limit** | **2019** | **2020** | **Change** |  |
| --- | --- | --- | --- | --- |
| **HSA Contribution Limit** | Self-only | $3,500 | $3,550 | **Up $50** |
| Family | $7,000 | $7,100 | **Up $100** |  |
| **HSA Catch-up Contributions ***(not subject to adjustment for inflation)* | Age 55 or older | $1,000 | $1,000 | No change |
| **HDHP Minimum Deductible** | Self-only | $1,350 | $1,400 | **Up $50** |
| Family | $2,700 | $2,800 | **Up $100** |  |
| **HDHP Maximum Out-of-pocket Expense Limit ***(deductibles, copayments, other amounts, but not premiums)* | Self-only | $6,750 | $6,900 | **Up $150** |
| Family | $13,500 | $13,800 | **Up $300** |  |

 

The new HSA contribution limits will become effective January 1, 2020. Employers may need to update their enrollment materials and communicate the new limits to employees as part of their enrollment process.

The HDHP cost-sharing limits for 2020 will apply for plan years beginning on or after January 1, 2020. Employers may need to make plan design changes for plan years beginning 2020.

Download the [bulletin](https://blog.nisbenefits.com/hubfs/Blog%20-%20supporting%20documents/bulletin%20-HSA%20HDHP%20Limits%20Increase%20for%202020.pdf) for more details.

You can download our infosheet for the 2019 IRS Contribution Limits. Stay tuned to our blog and we'll post the 2020 limits once they are available.

[![Click to Download our 2019 IRS Contribution Limits Infosheet!](https://no-cache.hubspot.com/cta/default/3325505/818cacb8-342b-49e1-81d1-e76109aeb391.png)](https://cta-redirect.hubspot.com/cta/redirect/3325505/818cacb8-342b-49e1-81d1-e76109aeb391)

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