<img height="1" width="1" style="display:none;" alt="" src="https://dc.ads.linkedin.com/collect/?pid=118459&amp;fmt=gif">

Employee Benefit News for School, City and County Employers

Steve Smith

Steve Smith, Employee Benefits Consultant for National Insurance Services, has his energy level permanently set at “high.” His maxim is “work hard, play hard.” Steve’s an expert in getting groups of people working together for a higher cause. Minnesota schools, cities, and counties rely on Steve’s unique and creative ideas of engaging employees in their own health and wellness to lower utilization trends. He has 20+ years in the health insurance field doing compliance, cost mitigation, utilization, analytics, wellness plans, and strategic planning. Steve is a licensed insurance agent and holds the designations for Managed Healthcare Professional (The Health Insurance Association of America), Certified Patient Protection and Affordable Care Act Professional (National Association of Health Underwriters), and Group Benefits Disability Specialist (Hartford School of Insurance). He specializes in Employee Benefits Consulting for Minnesota schools, cities, and counties including fully insured, self-insured, and stop-loss plans.

Recent Articles by Steve Smith


Broker Compensation Disclosure Rule

1.5 minute read

Beginning December 27, 2021, as part of the Consolidated Appropriations Act (CAA), covered service providers (CSPs) like insurance brokers and consultants must disclose all...

Strategies for Reducing Health Benefits Costs in 2022

3.5 minute read

Health costs have increased steadily year after year. PricewaterhouseCoopers (PwC) reports that medical costs are projected to increase 6.5% in 2022. So, it’s no surprise that...

OSHA Not Amending Healthcare ETS

1 minute read

OSHA will not make changes to its healthcare emergency temporary standard (ETS) after the CDC reversed its face mask guidance. The CDC recommends that fully vaccinated individuals...

Mental Health Employee Benefit Trends for 2021

3.5 minute read

Since the start of the pandemic, many Americans have reported an increase in anxiety, depression, and thoughts of suicide. Before the pandemic, 5% of employed workers reported poor or...

Final Notice of ACA Benefit & Payment Parameters for 2022

1 minute read

The Department of Health and Human Services released its second Notice of Benefit and Payment Parameters (NBPP) for 2022 which finalized the remainder of the standards included in the...

American Rescue Plan Makes Changes to FFCRA Employee Leave

1.5 minute read

The American Rescue Plan Act (ARPA) made some changes to emergency sick leave and paid family leave under the Families First Coronavirus Response Act (FFCRA). The tax credits were...

Employee Benefit Plans COVID-19 Relief Guidance

2 minute read

The Department of Labor issued Disaster Relief Notice 2021-01. It gives guidance on the duration of the COVID-19 related relief regarding certain employee benefit plan deadlines during...

Executive Orders Address Health Care Access

1.5 minute read

President Biden recently signed some executive actions to strengthen our access to affordable health care.

Minnesota Schools: Are you ready for HITA?

Revised January 2021

3.5 minute read

If you’re a school district in Minnesota, you might be getting ready to fulfill your Health Insurance Transparency and Accountability (HITA) statutory...

New FMLA Guidance Includes Using Telemedicine as an In-Person Visit

1.5 minute read

The U.S. Department of Labor (DOL) published a Field Assistance Bulletin to provide guidance about using telemedicine to establish a serious health condition under the Family and...