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Where Does Your Presidential Candidate Stand on Health Care Issues?

It’s important for schools, cities and counties to know where our presidential candidates stand on health care issues. Their viewpoints may ultimately affect what the future holds for the Affordable Care Act (ACA), Cadillac Tax and employer-sponsored benefits. Here’s a brief overview of the candidates’ position on health care.

Health Care Issue Hillary Clinton Donald Trump
Affordable Care Act Supports the ACA - will continue to build on its success but plans to make some changes Seeks repeal of ACA
Cadillac Tax Both agree that they want to repeal the Cadillac Tax which is the 40% excise tax on high cost health care plans which exceed certain thresholds. This tax is a major funding vehicle for the healthcare law which is slated to go into effect 2020. Both candidates will find other ways to get funding.
Cost of Coverage
  • Has published a plan for reducing out-of-pocket health insurance costs
  • Will provide refundable tax credit to consumers for excessive out-of-pocket costs
  • Expand pricing disclosure requirements for hospitals/doctors
  • Provide individual tax relief for health insurance
  • Keep plans affordable
  • Make tax deductible health insurance premium payments
  • Let individuals purchase health insurance across state lines (allows for more competition in the marketplace which may result in lower costs and higher consumer satisfaction)
  • Allow HSA funds to be passed onto family members after death to use without penalty
Health Insurance Carrier Consolidation With the recent announcement of several large health insurance carriers merging, both Clinton and Trump are concerned that this will lead to fewer options for consumers. They are against health insurance monopolies.

Prescription Drug Costs


  • Reduce the cost of prescription drugs for families and seniors
  • Hold drug companies more accountable for drug pricing
  • Supports Medicare to set drug prices
  • Reduce prescription drug pricing
  • Allow overseas drug makers to sell in the United States
  • Supports Medicare to set drug prices
Transparency Both candidates want to see more healthcare transparency from doctors and hospitals so they can comparison shop for the best deals. Clinton also went on to say that she wants to eliminate ‘surprise’ medical bills.
Other Notable Issues
  • Continue to work to ensure that mental health parity is adequately enforced (expanding access to mental health care, greater emphasis on early intervention and suicide prevention)
  • Expand employer-sponsored wellness programs
  • Make changes to mental health programs to help families get the tools they need to help their loved ones


National Insurance Services is not a law firm and no opinion, suggestion, or recommendation of the firm or its employees shall constitute legal advice. Readers are advised to consult with their own attorney for a determination of their legal rights, responsibilities and liabilities, including the interpretation of any statute or regulation, or its application to the readers’ business activities.

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Bill Enright

Bill Enright

Bill Enright believes in bottom-line honesty while empowering his customers with the knowledge they need to feel confident in their decisions. He is a 30+ year veteran with employee benefits expertise from insurance carrier to benefits consultant. Bill has been published on the topic of healthcare reform and has served on advisory committees and insurance reform lobbying groups at the state and national level. As an Employee Benefit Consultant in the Midwest Region, Bill will be working with both public and private sector schools, cities, and counties in Wisconsin. He is a licensed insurance agent and is a Certified Patient Protection and Affordable Care Act Professional (National Association of Health Underwriters).