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Special Enrollment Period Extended

special enrollment period

2 minute read

Due to the pandemic, the Centers for Medicare and Medicaid Service (CMS) decided to extend the special enrollment period (SEP) through Exchanges on the federal www.HealthCare.gov platform. The SEP was previously extended through March 15, 2021. Now eligible individuals can enroll in Exchange coverage through August 15, 2021.

The SEP is available to those eligible individuals who are submitting a new application or updating an existing application. States with their own Exchange platforms are encouraged to adopt a similar SEP in their own states.

Individuals can visit www.HealthCare.gov to learn if they are eligible. They will have 30 days after they apply to select a plan.

  • Current enrollees can change to any available plan in their area without restriction to the same level of coverage as their current plan.
  • Individuals who are eligible and enroll under this SEP will be able to select a plan with coverage that starts prospectively the first of the month after plan selection.

Starting April 1, 2021, additional premium cost savings is available through www.HealthCare.gov, as a result of the American Rescue Plan Act. These lower premium costs may allow individuals to enroll in a higher-level plan at the same cost. Also starting in early July, those who are eligible for unemployment compensation for any week during 2021 may be eligible for additional cost savings through the Exchange.

Download the bulletin for more details.

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This blog is intended to be a compilation of information and resources pulled from federal, state, and local agencies. This is not intended to be legal advice. For up to the minute information and guidance on COVID-19, please follow the guidelines of the Centers for Disease Control and Prevention (CDC) and your local health organizations.

National Insurance Services is not a law firm and no opinion, suggestion, or recommendation of the firm or its employees shall constitute legal advice. Readers are advised to consult with their own attorney for a determination of their legal rights, responsibilities and liabilities, including the interpretation of any statute or regulation, or its application to the readers’ business activities.

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Bill Enright

Bill Enright

Bill Enright is Director of Consulting Services at National Insurance Services (NIS). He’s responsible for the management, fulfillment, and strategic direction of the full benefit consulting clients and services and the professional development of NIS full benefit consulting personnel. Bill is a 29+ year veteran in the employee benefits industry, from insurance carrier, benefit consultant, and now director. He has been published on the topics of health care reform and has served on the advisory committees and insurance lobbying groups at the state and local level. Bill served in the U.S Army Reserves as a non-commissioned officer for 11 years. He’s also involved with Special Olympics, youth sports coaching, and is a small group leader at his church.