1 minute read
President Trump issued an executive order to enhance in vitro fertilization (IVF) access and cut costs for assisted reproductive technology. Vince Haley, the domestic policy assistant, is tasked with recommending ways to lower IVF barriers and reduce treatment costs within 90 days.
Infertility rates are rising, with about 9% of men and 11% of women of reproductive age facing fertility issues, according to the U.S. Centers for Disease Control and Prevention (CDC). As a result, many turn to treatments like medications and surgical procedures to pursue parenthood. Two of the most common treatments are IVF and intrauterine insemination (IUI).
IVF and infertility coverage laws differ by state, and many U.S. insurance companies don't cover infertility. IVF cycles can cost $12,000 to $25,000 with medications, and success isn't guaranteed, often requiring multiple rounds. IUI is a less invasive, cheaper option at up to $2,000 per cycle but is less effective, leading to more cycles and costs. Traditional plans may cover some testing and limited IUI or IVF. While some employers offer cost-sharing benefits, many Americans still face out-of-pocket expenses.
What’s Next?
The timeline for IVF policy changes remains uncertain, leaving many without affordable access to family-building services. According to the White House’s fact sheet, only 25% of employers offer IVF coverage, but more may soon provide these benefits to support their workforce. Download the bulletin for more details.
National Insurance Services is not a law firm and no opinion, suggestion, or recommendation of the firm or its employees shall constitute legal advice. Readers are advised to consult with their own attorney for a determination of their legal rights, responsibilities and liabilities, including the interpretation of any statute or regulation, or its application to the readers’ business activities.
