---
title: Employee Benefit Plan Limits for 2022
description: The IRS has updated the employee benefit plans limits for 2022. Most of the limits will increase although some will stay the same.
image: https://blog.nisbenefits.com/hubfs/blog-headers/ee-benefit-plan-limits-2022-b.jpg
---

![Employee Benefit Plan Limits for 2022](https://blog.nisbenefits.com/hubfs/blog-headers/ee-benefit-plan-limits-2022-b.jpg)

# Employee Benefit Plan Limits for 2022

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- Employee Benefit Plan Limits for 2022

[ Steve Smith ](https://blog.nisbenefits.com/author/steve-smith) 12/01/2021 [ Health Insurance Solutions](https://blog.nisbenefits.com/topic/health-insurance-solutions), [ Legislative News](https://blog.nisbenefits.com/topic/aca-other-legislative-news)

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 1 Minutes

*2 minute read*

Many employee benefits are subject to annual dollar limits which are periodically updated for inflation by the IRS. Most of the limits will increase, although some limits remain the same for 2022.

 

| **Limit** | **2022** | **Change** |
| --- | --- | --- |
| **HSA Contribution Limit** |  |  |
| Self-only | $3,650 | Up $50 |
| Family | $7,300 | Up $100 |
| Catch-up contributions* | $1,000 | No change |
| **HDHP Minimum Deductible** |  |  |
| Self-only | $1,400 | No change |
| Family | $2,800 | No change |
| **HDHP Out-of-Pocket Deductible** |  |  |
| Self-only | $7,050 | Up $50 |
| Family | $14,100 | Up $100 |
| **Health FSA** |  |  |
| Limit on employees’ pre-tax contributions | $2,850 | Up $100 |
| Carryover limit | $570 | Up $20 |
| **Dependent Care FSA*** |  |  |
| Tax exclusion | $5,000 ($2,500 if married and filing taxes separately) | Return to traditional rules |
| **Transportation Fringe Benefits (Monthly Limits)** |  |  |
| Transit pass and vanpooling (combined) | $280 | Up $10 |
| Parking | $280 | Up $10 |
| **401(k) Contributions** |  |  |
| Employee elective deferrals | $20,500 | Up $1,000 |
| Catch-up contributions | $6,500 | No change |
| **Adoption Assistance Benefits** |  |  |
| Tax exclusion | $14,890 | Up $450 |

 

**This limit is not generally subject to annual adjustment for inflation. However, for 2021, the American Rescue Plan Act (ARPA) increased the limit to $10,500 (or $5,250 for married individuals filing separately) due to the COVID-19 pandemic.*

Employers should update their benefit plan designs and communicate the new limits to their employees. [Download the bulletin](https://blog.nisbenefits.com/hubfs/Blog%20-%20supporting%20documents/bulletin-employee-benefit-plan-limits-2022.pdf) for more details.

 

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