National Insurance Services is not a law firm and no opinion, suggestion, or recommendation of the firm or its employees shall constitute legal advice. Readers are advised to consult with their own attorney for a determination of their legal rights, responsibilities and liabilities, including the interpretation of any statute or regulation, or its application to the readers’ business activities.
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David Branback, Director with NIS (National Insurance Services), has worked with over 212 public sector organizations and is considered an expert in health insurance solutions using Health Reimbursement Arrangements (HRAs) and GASB 43 OPEB Trusts. David has helped execute over 447 public sector employer plans in 7 states. He was the first to implement HRA plans in the state of Wisconsin beginning in 2002. With his prior 28 years experience in public education including school finance, David designs solutions with employers in mind. His solutions have features that allow flexibility during negotiations that address both the employer’s and the bargaining unit’s interests. David is a licensed insurance agent and registered financial representative with Series 6, 63 and 65 securities licenses. He often speaks at national, state and regional conferences about his innovative solutions for schools and other governmental organizations.