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Employee Benefit News for School, City and County Employers

Ken Zastrow

Ken Zastrow enjoys establishing a strong rapport with his clients. He believes that education is key in helping them understand their benefit plans. Ken has a strong background in underwriting and post-employment benefits. As Employee Benefits Consultant at National Insurance Services, Ken is responsible for the overall assessment and management of all an employer’s benefit plans including claim reconciliation, policy changes, renewals, and medical and dental analytics. He is also well versed in compliance, benefit integration, and early retiree benefits. Ken is a licensed insurance agent (Health, Life, Series 6 and Series 63) as well as a registered financial representative with GWN Securities. He works with schools, cities, and counties in Wisconsin.

Recent Articles by Ken Zastrow

IRS Issues HSA Contribution Change for HDHP Family Coverage

The Internal Revenue Service (IRS) has issued a reduced contribution limit for Health Savings Accounts (HSAs) impacting individuals with family coverage. The Tax Cuts and Jobs Act passed late last...


Wisconsin Public Sector employers will no longer offer domestic partner employee benefits

Due to the legalization of same-sex marriage, Wisconsin has made some big changes regarding domestic partnership in their recently passed 2017-2019 state budget.

Do Your Benefits Complement or Compete with Each Other? The Importance of Benefit Integration

Employee benefit integration is taking a step back and looking at the whole picture. Do you know how all of your benefits work together? Think of your employee benefits package as a house....


What Iowa Benefit Administrators Can Learn from the Aftermath of Wisconsin’s Act 10: The law that ended bargaining rights for public sector employees

Iowa’s House File 291, passed in March 2017, limits public worker’s collective bargaining and negotiating rights. This puts Iowa’s public workers and employers onto a new playing field when it...

How to Add Value to Your Benefit Package Without Adding Cost

Do you make a lump sum payment upon retirement for your employees’ unused sick leave, vacation pay or other early-retirement incentives? If you do, there is a way to increase the value of the...

The Value of a Strategic Benefit Plan for Schools, Cities and Counties

A competitive employee benefits package is essential for attracting and retaining quality employees, but continuing to offer the same plan year after year is tough with rising health care costs....

Could a Defined Contribution Retirement Plan Work for Your Organization?

School districts, cities and counties have historically provided some type of employer-paid health insurance benefit for early retirees – those retiring prior to age 65 – as a bridge from early...


Court Ruling States HRA Distributions Must Be Included in Calculating Overtime Pay

In a recent court ruling on a case involving the City of Sheboygan in Wisconsin,  the judge ruled surprisingly that distributions from an HRA (Health Reimbursement Arrangement) need to be included in...