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Employee Benefit News for School, City and County Employers

Ken Zastrow

Ken Zastrow enjoys establishing a strong rapport with his clients. He believes that education is key in helping them understand their benefit plans. Ken has a strong background in both active and post-employment benefit strategies. As Employee Benefits Consultant at National Insurance Services, Ken is responsible for the overall assessment and management of all an employer’s benefit plans including claim reconciliation, policy changes, renewals, and medical and dental analytics. He is also well versed in compliance, benefit integration, and early retiree benefits. Ken is a licensed health and life insurance agent, working with schools, cities, and counties in the Midwest Region.

Recent Articles by Ken Zastrow

Temporary Enforcement Policy on Compensation Disclosures

1.5 minute read

Brokers and consultants must disclose any direct or indirect compensation they may receive for referral of services to ERISA-covered group health plan sponsors, effective December 27,...

Medical and Prescription Drug Cost Reporting Requirement

1 minute read

The Departments of Labor, Health and Human Services, and the Treasury (Departments) released an interim final rule requiring health plans and issuers to report information regarding the...

FAQs and Guidance on Requests for Religious Exceptions to Employer COVID-19 Vaccine Mandates

2 minute read

The Equal Employment Opportunity Commission (EEOC) has issued FAQs and guidance about how employers should handle employee requests for religious exceptions to their workplace COVID-19...


Rescission Date for Joint Employer Rule Extended

1 minute read

In July of this year, the U.S. Department of Labor (DOL) announced it was rescinding the 2020 Joint Employer Determination Rule (the Rule) effective September 28, 2021. On September 20,...

COBRA Subsidy Expiration Notice Due

.5 minute read

The American Rescue Plan Act provides COBRA premium assistance to eligible individuals. One requirement is that plans must notify individuals about when their premium assistance ends...

COBRA Subsidy FAQs

1 minute read

The IRS published frequently asked questions (FAQs) on the American Rescue Plan Act subsidies for continuation of health coverage under COBRA. The FAQs cover a variety of topics...


Quarantine Recommendations Updated for Vaccinated Individuals

1.5 minute read

The Centers for Disease Control and Prevention updated their quarantine guidance regarding vaccinated individuals. Fully vaccinated individuals who meet certain criteria won’t be...

New Q&As Issued Regarding FFCRA Leave Requirements

1.5 minute read

The Families First Coronavirus Response Act (FFCRA) contained an employee leave mandate which expired on December 31, 2020. The U.S. Department of Labor (DOL) has included two...


2021 ACA Compliance Checklist

3.5 minute read

Public sector organizations with group health plans should be aware of changes to Affordable Care Act (ACA) requirements that take effect in 2021.

President Trump Issues America First Health Care Plan Executive Order

1.5 minute read

President Trump recently introduced an executive order which outlines a new plan for affordable health care and medical billing. It’s called the America First Health Care Plan. The...