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Employee Benefit News for School, City and County Employers

Ken Zastrow

Ken Zastrow enjoys establishing a strong rapport with his clients. He believes that education is key in helping them understand their benefit plans. Ken has a strong background in both active and post-employment benefit strategies. As Employee Benefits Consultant at National Insurance Services, Ken is responsible for the overall assessment and management of all an employer’s benefit plans including claim reconciliation, policy changes, renewals, and medical and dental analytics. He is also well versed in compliance, benefit integration, and early retiree benefits. Ken is a licensed health and life insurance agent, working with schools, cities, and counties in the Midwest Region.

Recent Articles by Ken Zastrow

Retirees and Post-retirement Medicare Costs

1 minute read

An Employee Benefit Research Institute study found that retirees will need to save hundreds of thousands of dollars to cover Medicare costs. These costs include prescription drugs,...


IRS Electronic Filing Requirement Expanded

1 minute read

The IRS released a final rule which expands the requirement to file certain information electronically. This includes the Affordable Care Act’s (ACA) reporting requirements under...

New Opioid Prescription Guidance

1.5 minute read

The Centers for Disease Control and Prevention (CDC) has issued new guidelines to clinicians for prescribing opioids for pain. CDC officials have stated that previous guidance has...

Prescription Drug Reporting

1.5 minute read

Part of the 2021 Consolidated Appropriations Act is a new transparency provision. This provision requires employer-sponsored health plans and issuers to provide annual report...

New Medicines Seeing Record-High Prices

1.5 minute read

New medicines are being launched with record-high prices this year. The median annual price of 13 new drugs the U.S. Food and Drug Administration approved to treat chronic conditions...

Online Wellness and Insurance Needs Increase Due to Pandemic

1.5 minute read

In the past year, 34% of U.S. consumers reported mental health deterioration and 24% reported a decline in physical health. According to a global survey report from Swiss Re, these...

Chronic Conditions and Containing Costs in the Workplace

2.5 minute read

Chronic conditions, such as cancer, diabetes, cardiovascular disease, and obesity can be a significant source of financial pain for employers. According to the Partnership to Fight...

Temporary Enforcement Policy on Compensation Disclosures

1.5 minute read

Brokers and consultants must disclose any direct or indirect compensation they may receive for referral of services to ERISA-covered group health plan sponsors, effective December 27,...

Medical and Prescription Drug Cost Reporting Requirement

1 minute read

The Departments of Labor, Health and Human Services, and the Treasury (Departments) released an interim final rule requiring health plans and issuers to report information regarding the...

FAQs and Guidance on Requests for Religious Exceptions to Employer COVID-19 Vaccine Mandates

2 minute read

The Equal Employment Opportunity Commission (EEOC) has issued FAQs and guidance about how employers should handle employee requests for religious exceptions to their workplace COVID-19...