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Employee Benefit News for School, City and County Employers

Ken Zastrow

Ken Zastrow enjoys establishing a strong rapport with his clients. He believes that education is key in helping them understand their benefit plans. Ken has a strong background in both active and post-employment benefit strategies. As Employee Benefits Consultant at National Insurance Services, Ken is responsible for the overall assessment and management of all an employer’s benefit plans including claim reconciliation, policy changes, renewals, and medical and dental analytics. He is also well versed in compliance, benefit integration, and early retiree benefits. Ken is a licensed health and life insurance agent, working with schools, cities, and counties in the Midwest Region.

Recent Articles by Ken Zastrow

New Proposed Wellness Rules Coming in 2019

1 minute read

The Equal Opportunity Commission (EEOC) announced its plans to issue new proposed rules on permissible wellness incentives under the Americans with Disabilities Act (ADA) by the end of...

Calculating COBRA Premium When You Offer an HRA

2 minute read

Do you offer your employees a Health Reimbursement Arrangement (HRA) that integrates with their health plan? If yes, you are required to offer COBRA continuation of coverage for the HRA...

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Trump Addresses Employee Benefits at State of the Union Address

President Trump delivered his 2019 State of the Union Address on February 5, 2019. During his speech, he touched upon several issues that could impact the employee benefits industry, including paid...

Hope for WI Cities Struggling with Unfunded Retiree Health Liabilities

In the 1970s-1980s, most Wisconsin cities began offering to pay all or some of their retiree’s health insurance benefits post-employment. Some organizations allowed employees to exchange...

How Physician Quality Data Impacts Your Health Plan Costs

Please note that Grand Rounds combined with Doctor on Demand and are now known as Included Health.

Rebecca was a married mother of two who enjoyed bike riding, boating, and spending time with...

IRS Issues HSA Contribution Change for HDHP Family Coverage

The Internal Revenue Service (IRS) has issued a reduced contribution limit for Health Savings Accounts (HSAs) impacting individuals with family coverage. The Tax Cuts and Jobs Act passed late last...

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WI Public Sector employers no longer offer domestic partner benefits

Due to the legalization of same-sex marriage, Wisconsin has made some big changes regarding domestic partnership in their recently passed 2017-2019 state budget.

Benefit Integration: Do Your Benefits Complement or Compete?

Employee benefit integration is taking a step back and looking at the whole picture. Do you know how all of your benefits work together? Think of your employee benefits package as a house. Although...

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What IA Benefit Administrators Can Learn from the Aftermath of WI’s Act 10

Iowa’s House File 291, passed in March 2017, limits public worker’s collective bargaining and negotiating rights. This puts Iowa’s public workers and employers onto a new playing field when it comes...

How to Add Value to Your Benefit Package Without Adding Cost

Do you make a lump sum payment upon retirement for your employees’ unused sick leave, vacation pay or other early-retirement incentives? If you do, there is a way to increase the value of the benefit...