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Updated December 2023

Updating your life insurance beneficiary is one of those tasks you always mean to do but always put off, like cleaning out your junk drawer or matching up your...

Revised August 3, 2022

3 minute read

Disability insurance benefits are intended to replace a percentage of your employee’s salary if they were no longer able to do their job due to a covered...

As you prepare for open enrollment this year, note that ACA changes for plan years beginning on or after January 1, 2019 may affect the design and administration of your plans. Below is a brief...

The Trump administration released the final rule and fact sheet regarding short-term limited duration insurance (STLDI). This final rule is effective and applicable 60 days after publication in the...

It’s important that public sector organizations with life and/or disability coverage send an annual census to their insurance carrier at least once a year. Employers want their enrollment records to...

Updated May 13, 2024

Many schools, cities, and counties offer a Conversion and/or Portability feature within their group life insurance plans. This allows employees whose group term life insurance...

At some point in time, you may have to change life or disability insurance carriers for better rates, plan design, or customer service. To ensure that no employee falls through the cracks during the...

The Department of Health and Human Services released its final Notice of Benefit and Payment Parameters for 2019. This final rule describes benefit and payment parameters under the Affordable Care ...

If your health plan is self-funded, the deadline to pay your annual PCORI fees is July 31, 2018. You should use IRS Form 720 for reporting.

With health insurance increases, schools, counties, and other governmental employers are continually looking for ways to contain their costs. Traditionally, public sector employers took a tactical...