Revised December 2023

4 min read

It is inevitable that at some point in time, schools, cities and counties will have to switch life/disability insurance carriers in order to get better rates, a...

It’s important for schools, cities and counties to know where our presidential candidates stand on health care issues. Their viewpoints may ultimately affect what the future holds for the Affordable...

Two bills were recently passed by the U.S. House of Representatives amending several Affordable Care Act (ACA) provisions which may affect school districts, cities and counties should they become law.

If schools, cities and counties want to avoid claim and billing issues on life and disability insurance and receive their renewal information timely, it is imperative to submit a census at least once...

Updated May 13, 2024

2 min read

Are you in compliance with the Affordable Care Act (ACA) when you terminate a teacher’s or other employee’s health insurance coverage after their resignation? The...

One of the last big components of the Affordable Care Act (ACA) is the introduction of the Cadillac tax slated to begin in 2020. The Cadillac tax is a 40% excise tax that will be imposed on high cost...

Even though the Cadillac Tax has been delayed by two years to 2020; schools, cities, and counties still need take measures now to decrease the overall costs of their health plans. The Cadillac Tax is...

More and more small schools, cities and counties (under 100/200 employees) are moving to self-funded medical plans in search of more control and lower costs. In the past, self-funding was only...

IT’S OFFICIAL, on Monday (Dec.21, 2015), President Barack Obama signed the bill that would delay the implementation of the Cadillac Tax from 2018 to 2020.

Early Wednesday (Dec. 16^th) morning, the House of Representatives passed legislation that would postpone the Cadillac Tax until 2020, which was supposed to take effect in 2018. Since the passage of...