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Employee Benefit News for School, City and County Employers

Steve Smith

Steve Smith is a powerhouse of energy, living by the mantra "work hard, play hard." As an expert in uniting teams for a greater purpose, Steve's innovative and creative strategies in employee health and wellness are game-changers. With over 25 years of expertise in health insurance, covering compliance, cost mitigation, utilization, analytics, wellness plans, and strategic planning, Steve is the go-to expert for driving down utilization trends and fostering a culture of well-being. His clients trust him to deliver exceptional results, making him an invaluable asset in the industry. As an Employee Benefits Consultant, Steve specializes in health care consulting for Minnesota public sector organizations including fully insured, self-insured, and stop-loss plans. Steve is a licensed insurance agent and holds the designations for Managed Healthcare Professional (The Health Insurance Association of America), Certified Patient Protection and Affordable Care Act Professional (National Association of Health Underwriters), and Group Benefits Disability Specialist (Hartford School of Insurance).

Recent Articles by Steve Smith

Wellness Trends in 2020

2 minute read

When it comes to offering wellness, employers provide a well-balanced employee benefits package. An attractive package is beneficial for both employee retention and attraction. Here are...

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IRS Provides Employers with Some 2019 ACA Reporting Transition Relief

1 minute read

The IRS recently issued Notice 2019-63 which makes some changes to 2019 ACA reporting.

2020 IRS Contribution Limits

30 second read

Download our new 2020 IRS Contribution Limits Infosheet. This handy reference for public sector organizations highlights the contribution limits for your HSA, HRA, FSA, retirement...

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Hospitals Must Post Pricing Info by 2021

1 minute read

The Trump administration has released its final rule about hospital price transparency. Starting January 1, 2021, hospitals must provide easily accessible pricing/billing information to...

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HSA Compliance for 2020

1 minute read

A Health Savings Account (HSA) is one type of medical savings account that employees can use if they have a high deductible health plan (HDHP). The account can be used to pay for...

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Preventative Care for HDHPs is Expanded to Include Chronic Conditions

2 minute read

The IRS has expanded the scope of preventative care benefits for some chronic conditions that can be provided by high deductible health plans (HDHP) without a deductible.

Spousal Surcharges: A New Way to Keep Health Costs Down

1 minute read

Some public sector employers are making significant changes to their spousal health benefit offerings. According to the 2018 International Foundation of Employee Benefits Survey, just...

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Final Rule Expands HRA Options

2 minute read

On June 13, 2019, the Departments of Labor, Health and Human Services, and the Treasury Department issued a final rule that expands the use of health reimbursement arrangements (HRAs)...

New Proposed Wellness Rules Coming in 2019

1 minute read

The Equal Opportunity Commission (EEOC) announced its plans to issue new proposed rules on permissible wellness incentives under the Americans with Disabilities Act (ADA) by the end of...

What You Need to Know About Offering a Tobacco Surcharge

2 minute read

Some employers may offer a smoking cessation program to help their employees stop smoking and refrain from using tobacco products. The program may include a tobacco surcharge to help...