Steve Smith
Steve Smith is a powerhouse of energy, living by the mantra "work hard, play hard." As an expert in uniting teams for a greater purpose, Steve's innovative and creative strategies in employee health and wellness are game-changers. With over 25 years of expertise in health insurance, covering compliance, cost mitigation, utilization, analytics, wellness plans, and strategic planning, Steve is the go-to expert for driving down utilization trends and fostering a culture of well-being. His clients trust him to deliver exceptional results, making him an invaluable asset in the industry. As an Employee Benefits Consultant, Steve specializes in health care consulting for Minnesota public sector organizations including fully insured, self-insured, and stop-loss plans. Steve is a licensed insurance agent and holds the designations for Managed Healthcare Professional (The Health Insurance Association of America), Certified Patient Protection and Affordable Care Act Professional (National Association of Health Underwriters), and Group Benefits Disability Specialist (Hartford School of Insurance).
Retiree Health Insurance Interview Series, Part 3: The Long-Term Transition to HRAs for School Districts and Early Retirees
The Long-Term Transition to HRAs for Schools and Early Retirees
ACA Impact on HRAs for Rehired Employees
Helpful ACA Chart on HRAs, FSAs, Cafeteria Plans, and EAPs
What to do about re-hired retirees
ACA Updates Nondiscrimination Rules for Wellness Programs
Back to School! Educating Employees about the Affordable Care Act (ACA)
Healthcare Reform: Look Back and Look Forward
Restructuring Retiree Benefits
Hour Management Considerations