---
title: Employee Benefit Plan Limits for 2023
description: Many employee benefit plan limits for 2023 have substantially increased for 2023 due to inflation.
---

[Employee Benefit News for School, City and County Employers ](https://blog.nisbenefits.com)

# [Employee Benefit Plan Limits for 2023](https://blog.nisbenefits.com/employee-benefit-plan-limits-for-2023)

 Written by [Mari Wagner](https://blog.nisbenefits.com/author/mari-wagner) | Nov 9, 2022 2:23:15 PM

*1.5 minute read*

Many employee benefits are subject to annual dollar limits which are adjusted for inflation by the IRS each year. Many limits will substantially increase for 2023 due to inflation.

 

| **Limit** | **2023** | **Change** |
| --- | --- | --- |
| **HSA Contribution Limit** |  |  |
| Self-only | $3,850 | Up $200 |
| Family | $7,750 | Up $450 |
| Catch-up contributions* | $1,000 | No change |
| **HDHP Minimum Deductible** |  |  |
| Self-only | $1,500 | Up $100 |
| Family | $3,000 | Up $200 |
| **HDHP Out-of-Pocket Deductible** |  |  |
| Self-only | $7,500 | Up $450 |
| Family | $15,000 | Up $900 |
| **Health FSA** |  |  |
| Limit on employees’ pre-tax contributions | $3,050 | Up $200 |
| Carryover limit | $610 | Up $40 |
| **Dependent Care FSA*** |  |  |
| Tax exclusion | $5,000 ($2,500 if married and filing taxes separately) | No change |
| **Transportation Fringe Benefits (Monthly Limits)** |  |  |
| Transit pass and vanpooling (combined) | $300 | Up $20 |
| Parking | $3000 | Up $20 |
| **401(k) Contributions** |  |  |
| Employee elective deferrals | $22,500 | Up $2,000 |
| Catch-up contributions | $7,500 | Up $1,000 |
| Limit on total contributions | $66,000 | Up $5,000 |
| **Adoption Assistance Benefits** |  |  |
| Tax exclusion | $15,950 | Up $1,060 |

 **Limits that are not adjusted for inflation. *

Employers should update their benefit plan designs and communicate the new limits to their employees. [Download the bulletin](https://blog.nisbenefits.com/hubfs/Blog%20-%20supporting%20documents/bulletin-employee-benefit-limits-2023.pdf) for more details.

 

[View full post](https://blog.nisbenefits.com/employee-benefit-plan-limits-for-2023)

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