---
title: Family Coverage Affordability Rules Changed
description: The IRS released a final rule which changes the eligibility rules for determining whether employer-sponsored coverage is affordable for family members.
---

[Employee Benefit News for School, City and County Employers ](https://blog.nisbenefits.com)

# [Family Coverage Affordability Rules Changed](https://blog.nisbenefits.com/ap-family-coverage-affordability-rules-changed)

 Written by [AssuredPartners](https://blog.nisbenefits.com/author/assuredpartners) | Oct 19, 2022 1:13:29 PM

The Affordable Care Act requires applicable large employers (with 50 or more full-time employees) to offer minimum essential coverage to full-time employees and dependents or face penalties.

The IRS released a [final rule](https://www.federalregister.gov/documents/2022/10/13/2022-22184/affordability-of-employer-coverage-for-family-members-of-employees) which changes the eligibility rules for determining whether employer-sponsored coverage is affordable for family members.

Employer mandate penalties are tied specifically to the self-only tier for the employer's least expensive health plan offering based on that year's indexed percentage. Employers are not required to offer affordable family-tier coverage. Click on the button below for more details.

 

 

Note: NIS is sharing this blog from our parent company, AssuredPartners, Inc.

[View full post](https://blog.nisbenefits.com/ap-family-coverage-affordability-rules-changed)

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