---
title: Will insurance exchanges eliminate employer-sponsored coverage?
description: Will insurance exchanges eliminate employer-sponsored coverage?
---

# Will insurance exchanges eliminate employer-sponsored coverage?

- Home
- [Employee Benefit News for School, City and County Employers](https://blog.nisbenefits.com)
- Will insurance exchanges eliminate employer-sponsored coverage?

[ Valerie Ortiz ](https://blog.nisbenefits.com/author/valerie-ortiz) 10/30/2012 [ Legislative News](https://blog.nisbenefits.com/topic/aca-other-legislative-news)

[0 Comments ](https://blog.nisbenefits.com/will-insurance-exchanges-eliminate-employer-sponsored-coverage#postComment)

 1 Minutes

In a recent blog piece for Bloomberg, Sara Hansard spoke with Paul Keckley and Paul Lamdin from Deloitte Consulting on the residual effects state health insurance exchanges may have. Both consultants agreed that many employers will be encouraged to drop benefits packages and health insurance plans and send workers to the exchange instead.

The regulations surrounding employer-sponsored benefit plans may be too demanding for several local or state employers, making it easier and more affordable to have employees find insurance coverage through the state exchange. While the exchange is also intended to provide  a one-stop-shop for employers looking for price comparisons on benefits packages, contract negotiations and other headaches may cancel out the perks and prompt employers to drop coverage, the consultants surmised.

For both employers and employees, there is a lot to consider when selecting health insurance coverage. As many regions are currently in the middle of open enrollment season when benefits can be reviewed and altered for the next year, Jason Alderman from Visa offered some tips to save money.

According to Alderman, many plans offered by insurance companies will change each year, providing employers and employees with opportunities to find something more affordable or seek out extended coverage to meet growing needs. It is also important to review benefits offered to a spouse at the same time. Many couples will opt to receive their health insurance coverage from one of their employers, if the policy is more comprehensive and affordable.

---

#### Tag:

[ Legislative News](https://blog.nisbenefits.com/topic/aca-other-legislative-news)

#### Share:

- [Follow us on Facebook ](http://www.facebook.com/share.php?u=https://blog.nisbenefits.com/will-insurance-exchanges-eliminate-employer-sponsored-coverage)
- [Follow us on Twitter ](https://twitter.com/intent/tweet?url=https://blog.nisbenefits.com/will-insurance-exchanges-eliminate-employer-sponsored-coverage&text=Will%20insurance%20exchanges%20eliminate%20employer-sponsored%20coverage)
- [Follow us on Linkedin ](http://www.linkedin.com/shareArticle?mini=true&url=https://blog.nisbenefits.com/will-insurance-exchanges-eliminate-employer-sponsored-coverage)
- [Follow us on Pinterest ](http://pinterest.com/pin/create/button/?url=https://blog.nisbenefits.com/will-insurance-exchanges-eliminate-employer-sponsored-coverage&text=Will%20insurance%20exchanges%20eliminate%20employer-sponsored%20coverage?description=In%20a%20recent%20blog%20piece%20for%20Bloomberg,%20Sara%20Hansard%20spoke%20with%20Paul%20Keckley%20and%20Paul%20Lamdin%20from%20Deloitte%20Consulting%20on%20the%20residual%20effects%20state%20health[...]&media=)

---

[#### States embrace health insurance exchange

##### Previous Post

](https://blog.nisbenefits.com/states-embrace-health-insurance-exchange)

[#### Increase in benefits costs in FL

##### Next Post

](https://blog.nisbenefits.com/increase-in-benefits-costs-in-fl)

### Leave a Reply

This is a search field with an auto-suggest feature attached.

- There are no suggestions because the search field is empty.

### Category

- [Legislative News (1149)](https://blog.nisbenefits.com/topic/aca-other-legislative-news)
- [Health Insurance Solutions (504)](https://blog.nisbenefits.com/topic/health-insurance-solutions)
- [COVID-19 (209)](https://blog.nisbenefits.com/topic/covid-19)
- [Ancillary Benefits (175)](https://blog.nisbenefits.com/topic/ancillary-benefits)
- [Mental Health (122)](https://blog.nisbenefits.com/topic/mental-health)

### Popular Posts

<https://blog.nisbenefits.com/understanding-embedded-nonembedded-deductibles>

[ Steve Smith ](https://blog.nisbenefits.com/author/steve-smith) 02/16/2024 [ Health Insurance Solutions](https://blog.nisbenefits.com/topic/health-insurance-solutions)

[ Understanding Embedded vs. Nonembedded Deductibles ](https://blog.nisbenefits.com/understanding-embedded-nonembedded-deductibles)

<https://blog.nisbenefits.com/2027-health-plan-cost-sharing-limits>

[ Erin Woulfe ](https://blog.nisbenefits.com/author/erin-woulfe) 02/09/2026 [ Health Insurance Solutions](https://blog.nisbenefits.com/topic/health-insurance-solutions), [ Legislative News](https://blog.nisbenefits.com/topic/aca-other-legislative-news)

[ IRS Releases 2027 Health Plan Cost-sharing Limits ](https://blog.nisbenefits.com/2027-health-plan-cost-sharing-limits)

<https://blog.nisbenefits.com/2026-employee-wellness-trends>

[ Valerie Ortiz ](https://blog.nisbenefits.com/author/valerie-ortiz) 02/17/2026 [ Health Insurance Solutions](https://blog.nisbenefits.com/topic/health-insurance-solutions), [ The Administrator's Corner](https://blog.nisbenefits.com/topic/the-administrators-corner)

[ 4 Employee Wellness Trends You Can’t Ignore in 2026 ](https://blog.nisbenefits.com/2026-employee-wellness-trends)

<https://blog.nisbenefits.com/trump-administration-plan-glp1-drugs-affordable>

[ Dina Lubben ](https://blog.nisbenefits.com/author/dina-lubben) 11/14/2025 [ Health Insurance Solutions](https://blog.nisbenefits.com/topic/health-insurance-solutions), [ Legislative News](https://blog.nisbenefits.com/topic/aca-other-legislative-news)

[ Trump Administration Unveils Plan to Make GLP-1 Drugs Affordable ](https://blog.nisbenefits.com/trump-administration-plan-glp1-drugs-affordable)

---

## Related Posts

<https://blog.nisbenefits.com/healthcare-spending-trends-through-2034>

[ Health Insurance Solutions](https://blog.nisbenefits.com/topic/health-insurance-solutions), [ Legislative News](https://blog.nisbenefits.com/topic/aca-other-legislative-news), [ The Administrator's Corner](https://blog.nisbenefits.com/topic/the-administrators-corner)

[ Valerie Ortiz ](https://blog.nisbenefits.com/author/valerie-ortiz) 07 July, 2026

#### [New CMS Report: Healthcare Spending Trends Through 2034](https://blog.nisbenefits.com/healthcare-spending-trends-through-2034)

New projections from the U.S. Centers for Medicare and Medicaid Services (CMS) Office of the…

[Read More](https://blog.nisbenefits.com/healthcare-spending-trends-through-2034)

<https://blog.nisbenefits.com/new-hhs-rule-expands-catastrophic-coverage-access>

[ Legislative News](https://blog.nisbenefits.com/topic/aca-other-legislative-news), [ The Administrator's Corner](https://blog.nisbenefits.com/topic/the-administrators-corner), [ Mental Health](https://blog.nisbenefits.com/topic/mental-health)

[ Steve Smith ](https://blog.nisbenefits.com/author/steve-smith) 06 July, 2026

#### [New HHS Rule Expands Catastrophic Coverage Access](https://blog.nisbenefits.com/new-hhs-rule-expands-catastrophic-coverage-access)

The U.S. Department of Health and Human Services’ (HHS) Notice of Benefit and Payment Parameters…

[Read More](https://blog.nisbenefits.com/new-hhs-rule-expands-catastrophic-coverage-access)

<https://blog.nisbenefits.com/federal-court-blocks-key-aca-exchange-restrictions>

[ Health Insurance Solutions](https://blog.nisbenefits.com/topic/health-insurance-solutions), [ Legislative News](https://blog.nisbenefits.com/topic/aca-other-legislative-news)

[ Mari Wagner ](https://blog.nisbenefits.com/author/mari-wagner) 25 June, 2026

#### [Federal Court Blocks Key ACA Exchange Restrictions](https://blog.nisbenefits.com/federal-court-blocks-key-aca-exchange-restrictions)

A recent federal court ruling blocked stricter ACA Marketplace eligibility and enrollment…

[Read More](https://blog.nisbenefits.com/federal-court-blocks-key-aca-exchange-restrictions)