--- title: Key Health Plan Deadlines Approaching description: As year-end approaches, group health plan sponsors must meet federal reporting and disclosure deadlines to stay compliant and avoid penalties. image: https://blog.nisbenefits.com/hubfs/blog-headers/health-deadlines-b.jpg --- ![deadline written on post it note](https://blog.nisbenefits.com/hubfs/blog-headers/health-deadlines-b.jpg) # Key Health Plan Deadlines Approaching - Home - [Employee Benefit News for School, City and County Employers](https://blog.nisbenefits.com) - Key Health Plan Deadlines Approaching [ Erin Woulfe ](https://blog.nisbenefits.com/author/erin-woulfe) 09/17/2025 [ Health Insurance Solutions](https://blog.nisbenefits.com/topic/health-insurance-solutions), [ Legislative News](https://blog.nisbenefits.com/topic/aca-other-legislative-news), [ The Administrator's Corner](https://blog.nisbenefits.com/topic/the-administrators-corner) [0 Comments ](https://blog.nisbenefits.com/key-health-plan-deadlines-approaching#postComment) 1 Minutes As year-end approaches, group health plan sponsors must meet federal reporting and disclosure deadlines to stay compliant and avoid penalties. The table below highlights key year-end deadlines for calendar-year group health plans. | **Requirement** | **Description** | **Deadline** | | --- | --- | --- | | **Summary Annual Reports (SARs)** | Plan administrators who file Form 5500 must provide participants with an SAR summarizing the report within nine months of the plan year’s end, unless an extension was granted. | **September 30, 2025** | | **Medicare Part D Notices** | Employers with group health plans must notify Medicare Part D eligible individuals each year if their prescription coverage is creditable. | **October 14, 2025** | | **Form 5500s (Extended Deadline)** | ERISA-covered employers must file Form 5500 electronically each year unless exempt. For calendar-year plans, the 2024 report was due July 31, 2025. Filing IRS Form 5558 provides a 2.5-month automatic extension. | **October 15, 2025** | | **SARs (Extended Deadline)** | If a Form 5500 extension is granted, the SAR must be provided within two months after the extension ends. | **December 15, 2025** | | **Gag Clause Attestation** | Health plans must attest annually to compliance with the CAA’s gag clause prohibition. Fully insured employers are covered if their issuer reports. Self-insured plans can delegate but remain legally responsible. | **December 31, 2025** | | **HRA-specific Deadlines** | | | | **Individual Coverage HRA (ICHRA) Notice** | Employers offering ICHRAs must notify eligible participants about the plan and its interaction with the ACA premium tax credit at least 90 days before the plan year starts. | **October 3, 2025** | | **Qualified Small Employer HRA (QSEHRA) Notice** | Employers offering a QSEHRA must provide notice to each eligible employee at least 90 days before the plan year begins. | **October 3, 2025** | In addition to the above deadlines, the end of the plan year is a good time to make sure that annual notices have been distributed. Download the [bulletin](https://blog.nisbenefits.com/hubfs/blog-supporting-docs/bulletin-key-year-end-disclosure-deadlines-health.pdf) for more details. 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