--- title: Do insurance benefits enrollees need more health insurance education? description: Do insurance benefits enrollees need more health insurance education? --- # Do insurance benefits enrollees need more health insurance education? - Home - [Employee Benefit News for School, City and County Employers](https://blog.nisbenefits.com) - Do insurance benefits enrollees need more health insurance education? [ Valerie Ortiz ](https://blog.nisbenefits.com/author/valerie-ortiz) 05/22/2014 [ Legislative News](https://blog.nisbenefits.com/topic/aca-other-legislative-news) [0 Comments ](https://blog.nisbenefits.com/do-insurance-benefits-enrollees-need-more-health-insurance-education#postComment) 1 Minutes Consumers' understanding of health insurance is often an issue for people when they need to use their plans, and this issue may be coming up among those who purchased insurance benefits plans through the federal and state marketplaces. According to a Kaiser Health News Q&A, some consumers don't like the terms of the health plans they purchased on the exchanges. However, Kaiser noted it is extremely difficult to change plans before the next open enrollment period. It's important that anyone who signs up for healthcare coverage through the exchanges understand each plan's unique terms and how those elements impact how much the person will pay for coverage and the type of coverage they will receive. Having knowledge about insurance terms, conditions and even wording is an important part of selecting any health plan, and many people may need to boost their health literacy to find the right plans for their needs during the next enrollment period. The American Institute of CPAs found in August 2013 that 51 percent of the 1,008 Americans surveyed didn't know what premium, deductible or copayment meant. These terms are basic health insurance concepts that, once understood, can help people sift through their coverage options effectively. --- #### Tag: [ Legislative News](https://blog.nisbenefits.com/topic/aca-other-legislative-news) #### Share: - [Follow us on Facebook ](http://www.facebook.com/share.php?u=https://blog.nisbenefits.com/do-insurance-benefits-enrollees-need-more-health-insurance-education) - [Follow us on Twitter ](https://twitter.com/intent/tweet?url=https://blog.nisbenefits.com/do-insurance-benefits-enrollees-need-more-health-insurance-education&text=Do%20insurance%20benefits%20enrollees%20need%20more%20health%20insurance%20education) - [Follow us on Linkedin ](http://www.linkedin.com/shareArticle?mini=true&url=https://blog.nisbenefits.com/do-insurance-benefits-enrollees-need-more-health-insurance-education) - [Follow us on Pinterest ](http://pinterest.com/pin/create/button/?url=https://blog.nisbenefits.com/do-insurance-benefits-enrollees-need-more-health-insurance-education&text=Do%20insurance%20benefits%20enrollees%20need%20more%20health%20insurance%20education?description=Consumers'%20understanding%20of%20health%20insurance%20is%20often%20an%20issue%20for%20people%20when%20they%20need%20to%20use%20their%20plans,%20and%20this%20issue%20may%20be%20coming%20up%20among%20those%20who[...]&media=) --- [#### Senators want an investigate of MO insurance benefits processing center ##### Previous Post ](https://blog.nisbenefits.com/senators-want-an-investigate-of-mo-insurance-benefits-processing-center) [#### Study finds more competition could decrease insurance benefits prices ##### Next Post ](https://blog.nisbenefits.com/study-finds-more-competition-could-decrease-insurance-benefits-prices) ### Leave a Reply This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. ### Category - [Legislative News (1149)](https://blog.nisbenefits.com/topic/aca-other-legislative-news) - [Health Insurance Solutions (504)](https://blog.nisbenefits.com/topic/health-insurance-solutions) - [COVID-19 (209)](https://blog.nisbenefits.com/topic/covid-19) - [Ancillary Benefits (175)](https://blog.nisbenefits.com/topic/ancillary-benefits) - [Mental Health (122)](https://blog.nisbenefits.com/topic/mental-health) ### Popular Posts [ Steve Smith ](https://blog.nisbenefits.com/author/steve-smith) 02/16/2024 [ Health Insurance Solutions](https://blog.nisbenefits.com/topic/health-insurance-solutions) [ Understanding Embedded vs. Nonembedded Deductibles ](https://blog.nisbenefits.com/understanding-embedded-nonembedded-deductibles) [ Erin Woulfe ](https://blog.nisbenefits.com/author/erin-woulfe) 02/09/2026 [ Health Insurance Solutions](https://blog.nisbenefits.com/topic/health-insurance-solutions), [ Legislative News](https://blog.nisbenefits.com/topic/aca-other-legislative-news) [ IRS Releases 2027 Health Plan Cost-sharing Limits ](https://blog.nisbenefits.com/2027-health-plan-cost-sharing-limits) [ Valerie Ortiz ](https://blog.nisbenefits.com/author/valerie-ortiz) 02/17/2026 [ Health Insurance Solutions](https://blog.nisbenefits.com/topic/health-insurance-solutions), [ The Administrator's Corner](https://blog.nisbenefits.com/topic/the-administrators-corner) [ 4 Employee Wellness Trends You Can’t Ignore in 2026 ](https://blog.nisbenefits.com/2026-employee-wellness-trends) [ Dina Lubben ](https://blog.nisbenefits.com/author/dina-lubben) 11/14/2025 [ Health Insurance Solutions](https://blog.nisbenefits.com/topic/health-insurance-solutions), [ Legislative News](https://blog.nisbenefits.com/topic/aca-other-legislative-news) [ Trump Administration Unveils Plan to Make GLP-1 Drugs Affordable ](https://blog.nisbenefits.com/trump-administration-plan-glp1-drugs-affordable) --- ## Related Posts [ Health Insurance Solutions](https://blog.nisbenefits.com/topic/health-insurance-solutions), [ Legislative News](https://blog.nisbenefits.com/topic/aca-other-legislative-news), [ The Administrator's Corner](https://blog.nisbenefits.com/topic/the-administrators-corner) [ Valerie Ortiz ](https://blog.nisbenefits.com/author/valerie-ortiz) 07 July, 2026 #### [New CMS Report: Healthcare Spending Trends Through 2034](https://blog.nisbenefits.com/healthcare-spending-trends-through-2034) New projections from the U.S. Centers for Medicare and Medicaid Services (CMS) Office of the… [Read More](https://blog.nisbenefits.com/healthcare-spending-trends-through-2034) [ Legislative News](https://blog.nisbenefits.com/topic/aca-other-legislative-news), [ The Administrator's Corner](https://blog.nisbenefits.com/topic/the-administrators-corner), [ Mental Health](https://blog.nisbenefits.com/topic/mental-health) [ Steve Smith ](https://blog.nisbenefits.com/author/steve-smith) 06 July, 2026 #### [New HHS Rule Expands Catastrophic Coverage Access](https://blog.nisbenefits.com/new-hhs-rule-expands-catastrophic-coverage-access) The U.S. Department of Health and Human Services’ (HHS) Notice of Benefit and Payment Parameters… [Read More](https://blog.nisbenefits.com/new-hhs-rule-expands-catastrophic-coverage-access) [ Health Insurance Solutions](https://blog.nisbenefits.com/topic/health-insurance-solutions), [ Legislative News](https://blog.nisbenefits.com/topic/aca-other-legislative-news) [ Mari Wagner ](https://blog.nisbenefits.com/author/mari-wagner) 25 June, 2026 #### [Federal Court Blocks Key ACA Exchange Restrictions](https://blog.nisbenefits.com/federal-court-blocks-key-aca-exchange-restrictions) A recent federal court ruling blocked stricter ACA Marketplace eligibility and enrollment… [Read More](https://blog.nisbenefits.com/federal-court-blocks-key-aca-exchange-restrictions)